How much do you know about these technical terms related to real estate?

Swimming pool area

That is, the property owner of the whole building and the construction area of all public parts of the whole building. Including elevator shaft, pipeline shaft, stairwell, garbage chute, power distribution room, equipment room, public hall, aisle, basement, guard room on duty, etc. , as well as the construction area of the public service room and management room of the whole building, calculated according to the horizontal projection area.

Volume fraction

Also known as gross density of building area, it refers to the ratio of the total building area above ground to the land area of a residential area. In a good residential area, the plot ratio of high-rise residential buildings should not exceed 5, that of multi-storey residential buildings should not exceed 3, and that of green space should not be less than 30%. However, due to the limitation of land cost, not all projects can be done.

Tower banlou

Banlou: A high-rise residential building consisting of several residential units, each of which is equipped with stairs and elevators. Tower: a high-rise residential building with stairs and elevators as the core.

Article type:

Composite thermocline staggered floor

Conceptually speaking, duplex residence is a one-story building, which is 3.3 meters higher than ordinary residence and does not have a complete two-story space. In fact, a1.2m mezzanine is added to the higher-rise building. Split-level residence mainly means that a house is not on a plane, that is, the hall, bedroom, bathroom, kitchen and balcony in the room are on several uneven planes. The duplex residence occupies two floors, and the internal stairs connect the upper and lower floors. Generally, the living room, kitchen, dining room and bathroom are arranged on the first floor, while the bedroom, study and bathroom are arranged on the second floor.

A detached villa row/villa

Independent villa: a villa product with an independent building for one household. Townhouse/single-family villa: multi-family houses are combined into a single building, and each household has a separate entrance and exit, usually four or six. When two houses are combined into a single building, it is called double spelling.

A serviced apartment/hotel

The difference between them is that the former is a residential building and the latter is a hotel building. Hotel-style apartment buildings can sell each unit to individual buyers, who can own, rent and resell it, while apartment-style hotels belong to hotels. From the perspective of property rights, the property rights of serviced apartments are 70 to 50 years, while serviced hotels are only 40 years old.

Sales article:

Existing home auction Weifang

Is the existing house bought and renovated or renovated by the developer; The auction house has not been built yet, and it will take some time (for example, one or two years) to move in; Weifang is the building that is sold out now. The last few sets of general room types and orientations are very poor, but there are also good houses built by developers, but they are often more expensive than when they opened.

Housing commercial loans, provident fund loans portfolio loans

Personal housing commercial loans are self-operated loans issued by banks with their credit funds.

Provident fund loans refer to housing mortgage loans issued by local housing provident fund management centers to commercial banks to employees who pay housing provident fund.

Housing portfolio loan refers to the borrower who meets the conditions of a bank's personal housing commercial loan and pays the housing provident fund at the same time. While handling commercial loans for individual housing, you can also apply to the bank for personal housing provident fund loans.

Land clause:

land transfer

The act of transferring certain state-owned land use rights to land users, who pay a certain fee to the state. There are generally three ways: agreement, bidding and auction.

Premium rate

Percentage of land price that exceeds all calculated costs. The calculation formula is land premium rate = (auction transaction price-land cost price)/land cost price * 100%. If the auction price of the land is 100 yuan, and the final transaction price is 200 yuan, then this land is premium land with a premium rate of 100%.

rock-bottom price

Floor price refers to the total land price divided by the maximum allowable building area of the land, which indicates the land cost included in the unit selling price when the project is sold. Developers only need to add land purchase cost, Jian 'an cost, tax cost, marketing cost and other related expenses, and then they can work out the cost price of this project to be sold in the future. Comparing the current sales prices of similar projects around this plot, we can know their profit margins and business risks.

Floor price calculation formula: floor price = total land price/total construction area, where total construction area = total land area * plot ratio (total land area * plot ratio) This is only the ground area for calculating plot ratio. The total construction area is the ratio of underground and part of non-above-ground construction area)