How to buy isolation insurance

Epidemic isolation insurance can be purchased through the business outlets of insurance companies, insurance companies in official website and regular third-party platforms.

Public channel:

1. offline purchase: go to the offline business outlets of insurance companies or choose the appropriate insurance through offline agents.

2. Purchase in official website: Buy insurance from the insurance company official website, and fill in the basic information of the applicant and the insured as required.

3. Regular third-party platform purchases: such as Alipay and WeChat. After filling in the information and paying the premium, you can successfully purchase.

Isolate risks

The "isolation insurance" recommended on the Internet platform has a low insurance threshold, with some premiums as long as 9.9 yuan, and most of them as long as tens of yuan. The guarantee time ranges from tens of days to as long as 1 year. The insured is isolated during the insurance period and can get compensation ranging from several hundred yuan to 1 000 yuan every day. This kind of insurance often covers both diagnosis and accidental injury.

The common "isolation insurance" in the market is accident insurance within one year, with certain isolation responsibility.

Zhu, research director of China Insurance and Pension Research Center of Wudaokou Finance College in Tsinghua University, said that under the epidemic situation, it is of positive significance for insurance companies to develop corresponding products according to consumers' needs. "Isolation insurance" sells well because consumers know more about insurance and hope to have better risk protection.