Zhuhai House Purchase Policy 2023

Zhuhai's housing purchase policy is divided into restricted purchase areas and non-restricted purchase areas, as follows:

The residential loan policies in the restricted areas are as follows:

1, no room, no loan record, 30% down payment.

2. No room, loan record. If ≤144m2, the down payment is 30%; if >144m2, the down payment is 60%.

3. If there is a suite 1, but the loan has been settled, then buy a house ≤144m2, with a down payment of 30%; Buying a room >144m2 is still 60%.

4. If there is a suite 1 but the loan is not settled, buy a house ≤144m2, with a down payment of 40%; Buying a room >144m2 is still 60%.

5. There are two or more houses, and the loan has been settled. Whether it is less than144m2 or more than144m2, the loan will be suspended.

The housing loan policy in unrestricted areas is:

1, no room or loan record, 20% down payment for ≤144m2, and 30% down payment for >144m2.

2. No room, loan record. If ≤144m2, the down payment is 30%; if >144m2, the down payment is 60%.

3. If there is a suite 1, but the loan has been settled, then buy a house ≤144m2, with a down payment of 30%; Buying a room >144m2 is still 30%.

4. If there is a suite 1 but the loan is not settled, buy a room ≤144m2, with a down payment of 30%; Buying a room >144m2 is still 60%.

5. If there are two or more houses and the loan has been settled, buy another one ≤144m2, with a down payment of 30%; Purchase >144m2 is 60%.

6. If there are two or more houses and the loan is not settled, the loan will be suspended regardless of whether it is ≤144m2 or >144m2.

Zhuhai talent housing allocation policy;

Talent housing distribution includes individual distribution and employer distribution. Individuals with rent and rent, talents apply in the name of families or single residents; If the rent is allocated for the employer, the employer shall apply, and after approval, the employer shall arrange qualified personnel to stay. A family or individual can only apply for renting (purchasing) a talent housing.

The cumulative lease term of individual tenant housing shall not exceed 6 years, and the first lease term shall not exceed 3 years. If the lessee of the employing unit has just rented the house, the first lease term shall not exceed 3 years, and an application for renewal shall be filed within 3 months before the expiration, and each renewal term shall not exceed 3 years.

Refer to the above? Phoenix net-heavy! Zhuhai restricted purchase area reduces the down payment ratio of the second suite!