What are the precautions for buying a house in Hangzhou?

Maybe many people can clearly explain their usual consumption on Taobao, but what can you say about the lifelong consumption and some precautions of buying a house in Hangzhou? For example, what precautions must be kept in mind when buying a house in Hangzhou? Next, Bian Xiao will introduce it to friends who plan to buy a house in Hangzhou.

First, the trap of property management

When buying a house, in order to get more benefits from it, real estate developers usually add clauses when signing the purchase agreement, forcing the owners to accept the services of the developer's own property or other property management companies, which are unreasonable additional conditions against the wishes of the buyers.

Bian Xiao reminds: Read the contract carefully. If the contract has been signed, you can request the court to make an invalid judgment on the grounds of violating the Anti-Unfair Competition Law and the Consumer Protection Law.

Second, the false sales control chart

At present, most real estate sales offices have set up sales control tables to let buyers know the sales situation of the whole real estate. But the sales control table is generally false, the purpose is to increase the psychological pressure on the buyers who buy an apartment, so that they can accelerate or raise the price to achieve profit.

Bian Xiao reminds: Ask to check the contract to see if the house you selected has really been sold; Go to the real estate trading center to check the correct housing sales figures.

Third, internal subscription.

Internal subscription refers to the small-scale private pre-sale of commercial housing by real estate developers. Although the price is relatively low, the internally subscribed commercial housing is sold by the developer without the Pre-sale Permit for Commercial Housing, which is not protected by law, so the legitimate rights and interests of the house cannot be safeguarded if there are problems.

Bian Xiao reminds: To buy a house, you should choose a real estate agent with strong strength, high sales reputation and good customer reputation. Be sure to confirm the sales license of the real estate before buying a house.

Fourth, the special price trap

On holidays, some real estates will play the guise of "special price and low price" and make amazing advertisements of "special price rooms" to attract buyers' attention. Generally speaking, "special rooms" are mostly houses with bad location or poor lighting and problematic apartment structure.

Bian Xiao reminded: There is no such thing as lunch, so you must be careful when buying a house, weigh the cost performance, and don't be confused by the atmosphere and attractive price.

Verb (abbreviation for verb) mortgage trap

Some developers have introduced measures such as zero mortgage and 10% mortgage to sell houses. The state expressly stipulates that the proportion of mortgage loans shall not exceed 80%. Zero mortgage and 10% mortgage are just developers raising the house price in the contract and falsely reporting it to the bank. Property buyers have to bear higher house deed tax, maintenance fund and insurance premium.

Bian Xiao reminded: Before buying a house, you must be familiar with the national housing loan policy, bank loan conditions, mortgage ratio and interest rate.

Sixth, the low down payment trap

In addition to special rooms in the market, there is also a kind of marketing that is "low down payment". This kind of low down payment is not the real low down payment that the owner thinks, but a certain amount of money is paid first, and then the remaining down payment is paid within a certain period of time.

Bian Xiao reminded: If you can raise this part within a certain period of time, you can buy a house with a low down payment. If you think that a low down payment is literally a low down payment, it is all wet. Bian Xiao sincerely reminds all car owners not to make themselves big because of carelessness.

The above is what matters needing attention about buying a house in Hangzhou, and I hope it will help everyone!