Difference between personal pos machine and merchant pos machine

1, the application conditions are different. Personal POS machines do not need a business license, but merchants must have a business license and a real business place.

2. According to the different information provided, the personal POS machine only needs to provide the original and copy of the personal ID card and the bank card under the personal name; Merchants use POS machines to provide original and photocopy of business license, original and photocopy of organization code certificate, original and photocopy of legal person ID card and bank card under their name, photo of the door showing the name of merchants and photo of business premises.

3. According to the different machines used, personal POS machines are generally machines donated by third parties or activities; POS machines used by merchants are generally machines handled from banks.

4. With different accounts, personal POS machines are generally bank accounts under personal names; POS machines used by merchants are generally accounts entered into the name of legal persons.

5, the arrival time is different, the personal POS machine generally arrives in seconds, and it arrives immediately; Merchants usually use POS machines to arrive at the account the next day, and some do not arrive at the weekend, but arrive at the account next week.

POS(Point of sales), which means "point of sale" in Chinese, is a terminal reader equipped with barcode or OCR code technology, and has the function of teller of cash or barter bank. Its main task is to provide data services and management functions for commodity and media transactions, and to carry out non-cash settlement.

POS is a multifunctional terminal. It can be installed in special merchants and acceptance outlets of credit cards, and connected with computers to realize automatic transfer of electronic funds. It has the functions of supporting consumption, pre-authorization, balance inquiry and transfer, and is safe, fast and reliable to use. It is difficult to obtain basic business information for bulk transactions, and the introduction of POS system is mainly to solve the blind spot of retail information management. An important part of chain branch management information system.

Main classification

By means of communication

1. Fixed POS machine

Advantages: 1, convenient software upgrade and maintenance; 2, network dialing mode, fast dialing speed; 3. It is easier to clear POS transactions.

Disadvantages: online operation is required, and guests need to pay at the cashier.

Merchants suitable for integrating transformation projects.

2. Wireless POS machine

Advantages: 1, wireless operation, free payment place; 2. Small size.

Disadvantages are: 1, unstable communication signal; 2. Data is easily lost; 3. The cost is high.

Applicable to the type of merchants who collect money at the guest's residence.

Through print mode

1. thermal POS machine

Its advantages are high printing speed, no noise during printing and low cost of consumables.

Disadvantages are: the purchase order has a short shelf life and is easily affected by the environment. Suitable for general merchant types.

2.pin POS machine

Advantages: the purchase order is kept for a long time and is not easily affected by the environment.

Disadvantages are: high printing noise and high cost of consumables.

Suitable for general merchant types.

3. Install a POS machine.

Advantages: long shelf life of purchase orders, not easily affected by the environment, and beautiful appearance.

Disadvantages are: the cost of consumables is the highest; The printing speed is slow.

Suitable for hotels, hotels, department stores and other large enterprises.

According to its model classification

1. handheld POS machine. Small size, easy to move, quick operation with single key, no need to remember and input multiple item numbers.

2. Desktop POS machine. It is larger and more functional than the hand-held POS machine.

3. mobile phone POS machine. According to the operation mode, it is divided into mobile phone external device card reader and mobile phone dedicated POS machine.

Mobile phone external device card swiping machine

Advantages: 1, easy to carry around; 2, small size; 3. Low cost.

Disadvantages are: 1, which requires external equipment; 2. Slow data transmission; 3. The arrival time is slow; 4. The credit card limit is low.

Special POS machine for mobile phone

Advantages: 1, without external equipment; 2. Convenient and portable; 3. Be able to transfer money across banks; 4, the arrival time is fast; 5. The credit card amount is large; 6. High safety performance.

Disadvantages: 1, no bill printing function; 2. The cost is high.