What kind of hotel personal insurance are there?

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I am an insurance broker and provide insurance services for several hotels in Beijing, ranging from 3 stars to 5 stars.

Large hotels generally insure more than 10 types of insurance. Depending on the size of your business hotel, it is recommended to insure three basic types of insurance:

Property all risks: Hotel property may be damaged due to external accidents Losses arising from accidents and natural disasters.

If there is an elevator fire air conditioner, you can purchase machine damage insurance.

Public liability insurance: In the course of operation, if an accident occurs and causes personal injury and property loss to a third party, the hotel shall bear the liability according to law. For example, if there is a fire in a hotel and a guest is burned, this can be compensated.

Employer’s Liability Insurance: The employer’s liability if an employee is injured at work. If you do not buy social insurance for your employees, you must buy this insurance.