Traditional Culture Encyclopedia - Hotel franchise - Can I stay in the hotel with Alipay e-ID?
Can I stay in the hotel with Alipay e-ID?
Alipay's electronic identity is a cooperation between Alipay and the First Research Institute of the Ministry of Public Security, which issued the "Resident Identity Card Access Card" designed by the Ministry of Public Security. After receiving it, it can be used as a supplement to the second-generation ID card in the offline scene allowed by local institutions to replace the second-generation ID card. In other words, you may go to a hotel or a hotel to get a room. You can use Alipay ID card to scan merchants and register ID card information. )
Operating environment Alipay 8.9.7 Xiaomi 8 12.5.0
Personal payment accounts are divided into three categories, with different functions, quotas and information authentication standards. Among them, Class I accounts only need an external channel to authenticate customer identity information, such as online verification of resident identity card information, and the corresponding payment limit is only 1 000 yuan since the account was opened. This kind of account balance can be used for consumption and transfer, which is mainly suitable for customers to make small and temporary payments. Class II and Class III account customers have higher real-name authentication intensity, and their identity information is verified through at least 3 and 5 external channels respectively. Among them, the payment limit for the balance of Class II account is 654.38+10,000 yuan per year. The payment limit for the balance of the third-level account is 200,000 yuan per year. In other words, this Alipay electronic identity should be recognized by the national government departments. Maybe in the future, if you encounter a police subway to check your ID card, you can directly open Alipay's electronic ID and let the police scan it, which is convenient and quick, saving the time for checking. You can also scan your electronic ID card at the train station and other places. Because the premise of using electronic identity is face recognition, electronic identity can only be used if face recognition is successful, so the security and accuracy are beyond doubt.
The fast payment function is a milestone, which lowers the threshold of online payment and improves security. Take Alipay as an example. When users register for authentication for the first time, they need to do two-way network authentication. First, they need to authenticate real-time information to the bank through the Internet. In addition, for transactions with a large amount, Alipay will manually call back the user to confirm whether it is operating. If it is confirmed that it is not my operation, I can intercept the funds in time and return the bank card. In addition, Alipay has established a 72-hour payment mechanism. If the user denies the transaction and confirms it through Alipay customer service and risk management system, Alipay will pay in full within 72 hours after the user provides relevant certificates.
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