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The arrears of online loans are not black, but online loans can no longer be done on the same online loan platform, and the nature of Lao Lai is different. Lao Lai was sued by the court for refusing to repay the loan. Of the two, Lao Lai's nature is much worse, which shows a person's quality.

Now science and technology are more and more developed, and people's lives are more and more convenient. When we have no money, there are many ways to borrow money. Online lending is a very convenient place. We can upload our personal data through the mobile APP and borrow a sum of money. Of course, this money has to be paid back, and the interest is not low. The longer we owe money, the higher the interest. Over time, our interest may be higher than the loan principal. At this time, some loans will not be repaid, and some online loans are illegal. If the loan is not repaid, it will be urged by the online loan platform, and even affect the daily life of family and friends.

Nowadays, many online loans don't return personal credit information. If you get a personal credit report, it will have a greater impact on your daily life. It will be difficult to borrow money in the future. If you don't pay back the loan arrears, some informal online lending platforms will not sue you, but will only be blacklisted by them, just like the blacklist of the above amount and mobile phone. After being blacklisted by the online lending platform, you will not be able to obtain loans on the same online lending platform.

Lao Lai's definition is different from the blacklist of online loans. Lao Lai often owes money but is sued by the online lending platform or others. After accepting the lawsuit, the court ordered him to pay back, and if the individual still refuses to pay back, it is characterized as Lao Lai. After becoming Lao Lai, his food, clothing, housing and transportation will be affected. For example, he will be restricted from going out by plane and staying in high-end hotels by high-speed rail.