What is the use of Jiangyu debit card and gold card in Chongqing rural commercial bank? Is there any charge?

There is no charge for handling Jiangyu debit card and gold card of Chongqing Rural Commercial Bank. The first advantage is that other banks have the opportunity to withdraw money from ATMs for free three times a month, and the second advantage is that they can enjoy VIP banking services.

At present, bank cards are divided into four levels. We often hear the name black card in TV series, which is a symbol of the status of the rich. So what is a black card? What level does it belong to? Today, let Bian Xiao show you the level of bank cards.

Card grades are generally divided into four categories: Puka, Gold Card, Platinum Card and Diamond Card.

Puka: It's a basic payment product. The card face color will not use gold, platinum or black. There is generally no annual fee.

Gold card: It is a relatively high-end product in bank cards. The primary color of a gold card is generally metallic yellow. Gold will be printed in the upper right corner of the card. The general annual fee can be offset by the number of consumption pens. At present, all gold cards and below of Shanghai Pudong Development Bank are free of annual fees.

Platinum card: a high-end card with more value-added services than gold card. Common services include airport VIP lounge, golf service, road rescue, appointment registration, etc. Platinum cards generally use metal platinum as the basic color of the card, and English platinum is printed on the card. Generally, the annual fee cannot be reduced. Some platinum cards can reduce the annual fee through the number/amount of consumption, but some value-added services such as golf will be cancelled accordingly.

Diamond Card: It is the highest-level bank card, which can provide top-level value-added services for cardholders. For example, VIP boarding at the airport, upgrading of high-end hotel accommodation, free medical examination, personal butler and other distinguished services. Generally, metallic black is used as the primary color of the card surface, and diamond elements are embedded in the card surface design. The annual fee is not deductible, ranging from several thousand yuan to tens of thousands of yuan.

The same bank can only open four cards at most. 2065438+In February, 2005, China Banking Regulatory Commission issued the Notice on the Banking Industry's Work Related to Combating and Governing New Crimes in Telecommunication Networks (hereinafter referred to as the Notice). The notice stipulates that 2065438+2006+ 1 opens the same customer in the same institution.

At the same time, the notice also stipulates that "in principle, the same agent shall not open more than three cards in the same commercial bank. The debit card opened by the agent can only be used after the agent takes his valid ID card to the counter to activate the card. " The notice also requires that for customers who already have more than four debit cards, banks should take the initiative to contact customers for verification, and if they find that they are unwilling to handle it, they should suspend their services.