The main ways of hotel financing

At present, there are five financing channels for hotels in China, namely, state financial funds, credit funds from commercial banks, funds from non-bank financial institutions and private funds (indirectly invested or directly integrated by some organizations and institutions). State financial funds and state investment in hotels have always been the main sources of funds for state-owned hotels, including wholly state-owned hotels. Professional bank credit funds and bank loans to hotels are important channels for indirect financing. The funds of non-bank financial institutions mainly include trust and investment companies, leasing companies, insurance companies, securities companies and enterprise group finance companies.

Hotels (also known as hotels, hotels, inns, guest houses, business trips, inns, hotels in China, and hotels in Malaysia and Singapore) are basically defined as business organizations that provide safe and comfortable spaces for users to have a short rest or sleep. Generally speaking, it is a place for guests to stay and eat. Specifically, a hotel is an organization that provides services to its guests through the sale of rooms, restaurants and comprehensive service facilities, taking its buildings as evidence, so as to obtain economic benefits. The hotel mainly provides accommodation services, living services and facilities (bedtime services), catering, games, entertainment, shopping, business centers, banquets and conferences for tourists.