Is the hospitalization refund in COVID-19 a full refund?

The hospitalization expenses are fully guaranteed.

However, it has also been reported that COVID-19 patients admitted before 65438+10.8 may have restrictions on reimbursement of hospitalization expenses. For example, they can only enjoy the policy if they are treated in designated hospitals in COVID-19.

According to the "Notice on Optimizing the Relevant Policies of Medical Insurance for Infected Patients in novel coronavirus after Implementing" Class B Management "issued by the four departments on June 6, 65438, the hospitalization expenses incurred by COVID-19 patients in all medical institutions that meet the COVID-19 diagnosis and treatment plan formulated by the health department were implemented in the early stage. After being paid by basic medical insurance, serious illness insurance and medical assistance. The personal burden is partly subsidized by the finance, and the required funds are paid in advance by the local finance and the central finance. This policy is based on the patient's admission time and will be implemented until March 3, 20231day.

In addition, according to the policy of the National Medical Insurance Bureau, the hospitalization expenses incurred by COVID-19 patients in all medical institutions that meet the COVID-19 diagnosis and treatment plan formulated by the Ministry of Health are paid by basic medical insurance, serious illness insurance and medical assistance. Personal burden is subsidized by finance. The required funds are paid in advance by the local finance, and the central finance gives subsidies according to 60% of the actual expenditure.

Therefore, to sum up, whether the hospitalization refund in COVID-19 is fully refunded depends on the specific policies and local implementation rules. It is recommended to consult local medical insurance institutions or relevant departments to obtain the most accurate information.

Legal basis:

Law of People's Republic of China (PRC) on the Prevention and Control of Infectious Diseases

Article 42

When infectious diseases break out and are prevalent, the local people's governments at or above the county level shall immediately organize forces to carry out prevention and control according to the prevention and control plan and cut off the transmission route of infectious diseases. When necessary, the following emergency measures may be taken and announced after being reported to the people's government at the next higher level: (1) restricting or stopping fairs, theatrical performances or other activities where people gather; (2) suspension of work, business or classes; (three) closed or sealed public drinking water sources, food and related items contaminated by infectious disease pathogens; (4) controlling or culling wild animals, domestic animals and poultry infected with the epidemic; (five) closed places that may cause the spread of infectious diseases.