I took a fancy to a second-hand house in Huainan. The owner's loan has not been repaid before, so let's give some money to repay the loan first. Does this affect the transfer?

No matter what kind of transaction, you must sign a sales contract.

The landlord's proposal is not excessive. I am an intermediary, and I often encounter things that the landlord has no money to repay the loan, but the whole process is supervised by us, which is very safe.

Secondly, the transfer fee is based on the local market guidance price. For example, your transaction price is 300,000 yuan, but the guide price of local tax is 350,000 yuan, so you should calculate the tax according to 35 yuan. Similarly, if the market guidance price is 250,000 yuan, then the transfer will be made according to 250,000 yuan.

Suggestion: if there is an intermediary company involved, you don't have to worry, but you must choose an intermediary company; If it's just a transaction between you two, it's best to accompany him to the bank to go through the formalities of withdrawing the charge, and then go to the colleagues in the Housing Authority to settle the balance, which is the safest.