Pufa Aibai Hotel

Many banks encourage users to hold credit cards, but it can't be said that every bank has them, and the same bank will also launch a variety of credit cards. So what are the most worthwhile credit cards? Here are five kinds of credit cards for everyone. Why are five credit cards the most worth keeping? Because now, it is generally difficult for individuals to take off their cards after holding more than five credit cards, unless their qualifications are very good, or banks are eager to make achievements, and five credit cards are enough to spend energy on management, it is good to keep these five credit cards well.

For the average person, the five most valuable credit cards are as follows:

First, Pufa ae white

Pufa ae Xiaobai was the first to advance. I believe that everyone who knows something about credit cards knows this card. The big name is American Express Platinum Credit Card. If you hold this card, I think you can send a circle of friends haha.

For the first time, you can enjoy the annual fee-free discount for the first year, in addition to the unlimited VIP room rights throughout the year, four free airport shuttle services in China, 50,000 credit card points 1 domestic and foreign star hotel accommodation experience! Very tall and worth raising.

However, this kind of credit card has a high threshold and requires individuals to have certain qualifications. However, it is reported that if you apply again with another bank's platinum card, the probability of card withdrawal will be greatly improved. After issuing the card, you can click 5 times the rights and accumulate more points. For example, you can enjoy 5 times points through Alipay and Tenpay. 200,000 points can be exchanged for the annual fee of the following year, and 50,000 points can be exchanged for one-night accommodation in a five-star hotel.

As the first credit card, PUFA ae Xiaobai is definitely worth having. Not much to say, the rights and interests are as follows, hurry up and raise it!

Second, Guangfa Shang Zhen Platinum Card

The rights and interests of this credit card are also excellent. Compared with PUFA ae Xiaobai, which focuses on aviation, Guangfa Shang Zhen Platinum Card has more advantages in road rail transit.

You don't need to make an appointment, you can enjoy the exclusive VIP room of Guangfa for free for unlimited times, and you can also get the Longteng card for free, and you can get the Longteng VIP room for up to 4 times (2 o'clock) a year. The VIP lounge covers Beijing, Shanghai, Guangzhou, Shenzhen, Hangzhou, Ningbo, Changsha, Shenyang, Dalian and other major cities in China.

In addition, you can enjoy 3 times points when you spend money on business trips or overseas merchants, which can be used to redeem the mileage of China Southern Airlines, Air China, China Eastern Airlines, asia miles and other airlines. There are also discounts on installment fees and accident insurance for global travel vehicles.

In addition to these attractive rights and interests, Guangfa Shang Zhen Platinum Card can be exempted from the annual fee in the first year if it is swiped with 88 for three times within three months, and the annual fee in the next year can be exempted if it is swiped 12 times in the same year, which is very easy to maintain.

Third, the safe car owner card

How can ground transportation not mention the owner card of Ping An Bank? 8,000 gas stations in 48 cities across the country have a daily discount of 8.8%, and there is also a total vehicle accident protection of up to 165438+ 10,000 yuan and national free road rescue.

Ping an owner's card is divided into gold card and silver card. The maximum amount of gold card is 50,000, the interest-free period 16 to 50 days, and the withdrawal amount is 50%. There are certain requirements for card withdrawal, such as providing life insurance policies, auto insurance policies and real estate that meet certain requirements. If you can't provide these qualifications, you can apply with another bank's credit card with a total amount of 6 or more than 10.

So many rights and interests mean that the Ping An car owner card is really worth raising. If you want to raise the amount, you can raise the amount through the curve of Ping An Elite Platinum Card. However, there is also a controversy about the Ping An owner's card, that is, this card cannot be exempted from the annual fee in the first year, and the annual fee for the following year will be exempted if the consumption exceeds 30,000 yuan. If you usually use a lot of cars and have a large amount of oil, it is still a good choice.

4. Bank of Communications Wal-Mart UnionPay card

Besides traveling, shopping is also a very important part of daily life. Although it is not as tall as the above two cards, it is very practical and not difficult to apply.

You only need to meet one of the three conditions to apply: 1. Have a stable job, pay three gold in a row, and never hold the main credit card of Bank of Communications. 2. College degree or above, and have not held the main credit card of Bank of Communications. 3. Have certain assets in Bank of Communications, and have never held the main credit card of Bank of Communications.

Newcomers who hold the Wal-Mart UnionPay card of Bank of Communications can redeem their cards in 200 yuan supermarket for 5 minutes, and there is a maximum interest-free repayment period of 56 days. Because it is jointly launched with Wal-Mart, Wal-Mart consumption also has many value-added rights. For example, every Saturday to Thursday, you can enjoy a 2.5% credit card discount when you spend at Wal-Mart.

This card is free of annual fee in the first year, and the annual fee is free in the following year after swiping the card for 6 times in the current year. It is also easy to maintain. Just go to Wal-Mart several times on weekends.

Verb (abbreviation of verb) China Merchants Bank Youth Card

This general card of China Merchants Bank can be used as a supplementary card of credit card. Although the quota is not very high, but the qualification requirements are not high, it is very easy to get rid of the card. The biggest threshold of this card is limited to applications under 30 years old, which is more suitable for young people. Similar to this card, there are BOCOM Youth Power and PUFA Youth, and the application age of BOCOM Youth Power has been raised to below 35 years old. Select one of these cards.

The young card of China Merchants Bank can be withdrawn at 65,438+000%, and there is no handling fee for the first withdrawal, and you can enjoy double points in the birthday month. New customers can also get gifts such as 1000 points when they swipe their cards. You should know that the points of China Merchants Bank are very useful and suitable for diaosi.

The last five credit cards recommended by 20 19 are the most worth keeping. The young card of China Merchants Bank is easy to raise. Remember to brush at any time, maintain good repayment behavior, and it is so easy to raise the amount.

The five credit cards recommended above, 20 19, are the most suitable for people. In addition, you can suit yourself according to your actual situation. For example, treasure moms can change China Merchants Bank's YOUNG card into a beautifully upgraded Agricultural Bank's mother credit card, which not only has super credit card shopping activities, but also enjoys multiple exclusive rights such as maternal and child merchant discounts, early childhood education and medical care. Need money badly? We evaluated the mainstream loan products! Pay attention to the official account of WeChat WeChat "Kangbo Finance" (ID: youqianlab) and reply to "Evaluation" to get it.