Do I need to buy insurance to study in Holland?

Insurance Bian Xiao helps you answer, and more questions can be answered online.

Generally speaking, the insurance for students studying in the Netherlands is about 1000 guilders/year, which includes the basic insurance items that students need in the Netherlands. This is student insurance. All students studying in the Netherlands must buy student insurance. This is also one of the necessary conditions for obtaining a temporary residence permit. The insurance coverage of general international students is relatively wide. Such as: medical first aid, special loss, unexpected loss, legal support, lost luggage. After paying the insurance premium, each student will receive an insurance card and an insurance application form from the insurance company. If you need to apply for compensation, the applicant must fill in the application form, explain the time and reason, and attach a medical payment form or corresponding documents. Soon, the insurance company will transfer your application amount to your bank account.

Materials required to declare compensation:

Medical compensation: generally need a receipt from the hospital or family doctor.

Property compensation: generally, the certificate letter and purchase receipt of the police station are needed.

With good insurance, Dutch students usually come into contact with medical care. If you are slightly ill, just buy medicine. Insurance is very important if you are unfortunately seriously ill while studying in the Netherlands. If you can apply to a Dutch university, you can learn about the situation, which can not only take effective measures in time, but also reduce our unnecessary troubles and burdens.

How to buy medicine?

In the Netherlands, drugs must be bought in pharmacies, and prescription drugs must be prescribed by doctors. The distribution of pharmacies in the Netherlands is reasonable and it is very convenient to buy medicines. In some big cities, pharmacies are on duty in turn at night and on weekends and open 24 hours a day. The working date can be found in pharmacies and local newspapers. When traveling, you can take some anti-inflammatory drugs, cold medicines, antipyretics, anti-motion sickness drugs, gastrointestinal drugs, band-AIDS, etc.

How to see a doctor?

Seeing a doctor in Holland is very different from seeing a doctor in China. Usually, I don't go directly to the hospital, but I see a doctor at a family doctor. Only on the recommendation of a family doctor can you go to the hospital for medical treatment or physical examination.

You must register with a private doctor before seeing a doctor. The school will provide you with the contact information of local private doctors. Every doctor has a fixed time to see a doctor every day, and there is no need to make an appointment in advance to see a doctor during this time. If you want to see a doctor outside clinic hours, you must call the doctor in advance to make an appointment. Dutch doctors usually spend only three minutes on each patient. If you think it is necessary to talk to the doctor for a while, you need to make it clear in the telephone appointment. You can also go directly to the hospital for emergency treatment.

When you go to the hospital for the first time, you must register in the reception room with medical insurance. They will input your personal information into the computer and give you a medical card. With a medical card, you need to go to the emergency room in sign-in desk. The emergency room is open 24 hours a day.

An emergency only applies to emergencies. You can't go directly to the hospital for convenience and skip the private doctor. If the hospital thinks that your illness is not an emergency, they will return you to a private doctor. If you want to see an expert clinic or have a blood test, you can ask your personal doctor to write a letter of recommendation for you and take it to a specific department. It is very expensive to see a doctor in Holland, but fortunately everyone has medical insurance. Whether you see a private doctor or go to the hospital to get medicine, you should carry your medical insurance certificate with you. Every private doctor, hospital or drugstore has a different system: some charge your insurance company directly, others charge you, and then you can reimburse the insurance company with the invoice. To see an expert clinic or physical examination, you also need a private doctor to send a letter of recommendation to the insurance company.

How expensive is it to see a doctor in Holland? The following is the cost of seeing a doctor:

1. Average cost of one day in hospital: 400-700 euros.

2. Basic expenses for family visits: starting from 25 euros.

3. The average cost of a laboratory test in a hospital: from 150 euros.

Usually colleges and universities will equip students with doctors. He is also the main contact for you to see the specialist clinic of the hospital. General steps of doctor consultation:

1, telephone reservation (late or late may be fined)

2. To keep the appointment, you must show your student ID card.

3. Counseling and diagnosis

4. Pay the consulting fee (usually in cash)

5. Keep the receipt so that it can be sent to the insurance company for compensation.

General procedures for refund of insurance companies

1. Fill in the compensation application form, stating the reason, time, place and your bank account number, and attach a receipt to the letter.

If everything is true, the insurance company will send a letter to inform you that the compensation fee has been paid.

Check your bank statement to verify.

regulate

Buying medicine in Holland usually requires a doctor's prescription. With this prescription, you can go to the pharmacy to have it filled. If there is insurance, general medical expenses will also be included in the scope of compensation. The opening hours of pharmacies and shops are roughly the same.

Emergency treatment

If the situation is urgent, you can go directly to the emergency department of the neighboring hospital.

I sincerely hope that every student studying abroad will be healthy, return from school and work smoothly.

The above is the introduction of study abroad insurance in the Netherlands. Since you must buy insurance in the application process of Dutch universities, you can see that it is very useful through introduction. Therefore, if there is an accident when studying in the Netherlands, our insurance is our guarantee. Students should never underestimate this insurance.

Dutch universities choose schools.

Class U is a research university, focusing on research. 1 Institute *** 14 universities, except for the open university which is not recognized by the Ministry of Education of China, other 13 universities are recognized by the Ministry of Education of China, and most of them rank in the top 200 in the world. The academic system of research universities is three years for undergraduate, business 1 year, and engineering for two years. There are exceptions, such as the master's degree of Utrecht University. Groningen's master's degree in international financial management was 1.5 years, which was jointly organized with Uppsala, Sweden (world ranking 100). You can get master's degrees from two schools after graduation.

13 U universities have their own advantages, such as ranking first in Europe in economics, surpassing Tilburg University in Oxford and Cambridge, and the Anglo-Dutch Institute of Technology, one of the three famous universities in the Netherlands. The following is a list of specific schools:

University of Amsterdam

vrije universiteit amsterdam

Erasmus University

Delft Institute of Technology

Leiden University

Nemehen

Wagningen

Utrecht University

Tilburg University

Tongte University

Inhoffen Institute of Technology

maastricht university

university of groningen

Among the H-class universities in the Netherlands, the well-known or frequently applied ones are: Rotterdam Business School, The Hague University Business School (more than many U-class universities), Hann University Logistics Management, Stande University Hotel Management (the third in Europe and the eighth in the world, with a four-star hotel), Universities of Applied Sciences Water Resources Management, Zeland and Hans Universities of Applied Sciences in Groningen.