What kind of life can Hong Kong live with a monthly income of HK$ 60,000?

Because decades ago, Hong Kong was like a paradise in the eyes of mainlanders. Why is this happening now? I won't comment on this complicated problem here. Let's discuss what it's like to live in Hong Kong and earn HK$ 60,000 a month. Share a set of numbers:

First place: HK$ 5,000

20 18 The minimum hourly wage in Hong Kong is adjusted to HK$ 34.5. According to working 8 hours a day and 5 days a week, the monthly minimum wage is about 5,600 Hong Kong dollars (equivalent to about 4,944 yuan). This figure is still higher than Shenzhen's minimum wage of 20 18.

Second place: 65438+4000 Hong Kong dollars

Housing is the biggest problem in Hong Kong. According to the current regulations in Hong Kong, families can only apply for low-rent housing (public housing) if their monthly income is less than HK$ 654.38+4,000. As for affordable housing (Home Ownership Scheme), it can be relaxed to a monthly income of HK$ 40,000.

Hong Kong personal allowance 1.32 million/year, almost tens of thousands of Hong Kong dollars a month.

The salary of service industry in Hong Kong is generally around HK$ 6.5438 +0.2 million. Such as nannies, waiters and cleaners in restaurants and hotels. This is the wage level of dishwashers in Hong Kong, which once attracted the envy of some people. The salary of ordinary workers or clerks in the company is a little higher, mostly around HK$ 65,438 +0.3 million, which is also the salary of ordinary college graduates.

Therefore, HK$ 65,438+04,000 can probably be regarded as the low-income line or the starting salary line of Hong Kong.

Third place: 40,000 Hong Kong dollars

According to media reports, 20 17 passed? Admission of Mainland Talents Scheme? Among the professionals who come to Hong Kong, 30.9% have a monthly salary of over HK$ 40,000, 39. 1% have a monthly salary of HK$ 20,000 to HK$ 40,000, and 30% have a monthly salary of less than HK$ 20,000. Pass? General employment policy? The relevant figures of professionals coming to Hong Kong are 50. 1%, 28.8% and 2 1. 1% respectively. ? Arrangements for non-local graduates to stay/return to Hong Kong for employment? The number of people allowed to extend their stay was 1 1.6%, 40.4% and 48% respectively.

As can be seen from this set of data, the wage level of 20,000 to 40,000 yuan is a relatively stable median area, while more than 40,000 yuan reflects the characteristics of high-income groups.

It is conceivable that if one spouse has a high income with a monthly salary of 40,000, and the other spouse has a low income with a monthly salary of 20,000, it should be a good state.

We don't consider the tax burden here, because Hong Kong is a region with low tax burden. If you simply calculate, a family with a monthly income of 60,000 and an annual income of 780,000 only needs to pay 65,438+10,000, and the tax rate is about 2%.

Families with a monthly income of 60 thousand

Living in Hong Kong, the biggest burden is housing. Even in the suburbs ten stops away from Tsim Sha Tsui or Central, it takes about 1.6 million square meters to buy a house, and 50 square meters is 8 million, with a down payment of 30%. The rest will be paid off from the bank in 20 years, with a monthly payment of nearly 30,000. The remaining 30 thousand is used for the life of a family of 3-5 people.

Then we should consider the problem of eating. According to statistics, the proportion of Hong Kong people eating out is quite high. So, is it expensive to eat out? Please look at this set of figures (per capita consumption): fast food (excluding McDonald's and KFC) is HK$ 30-60, tea restaurant is HK$ 40-70, general restaurant is HK$ 50- 100, restaurant or restaurant is HK$ 0/50-250, and cafeteria is HK$ 0/50-400.

In this way, although it is slightly higher than other regions, it is not as high as everyone thinks. In Nanchang, where I live, it costs more than 100 yuan to eat a buffet, and the last tea restaurant is also at the level of 50 or 60 per capita. Of course, in the upper and middle class restaurants in Hong Kong, the price is still relatively high. It is normal for friends to eat in Michelin-starred restaurants, with an average of 700 Hong Kong dollars per person.

As for transportation and shopping, the problem is not big. The transportation in Hong Kong is very convenient, such as subway, minibus, bus and taxi. Shopping malls are everywhere and life is very convenient. If you can insist on taking public transport and control your own? Chop hands? Desire, then, the rest of the money can guarantee the normal life of the family.

Conclusion: Hong Kong is a city with serious polarization. It is still a paradise for the rich and harsh for the poor. Its monthly income is 60,000 Hong Kong dollars. Although I am not really rich, I can already live a life above the middle class. Unfortunately, not many people have such an income level.