I borrowed Gitzo 15000, and paid back more than 18000, and I have to pay back more than 9000. What will happen if it is not half a year?

Yes, if you have borrowed 15000 and paid back more than 18000, but you still need to pay back more than 9000, and you haven't paid back for half a year, the following consequences may occur:

1. overdue interest and late payment fee: according to the loan contract, overdue repayment may generate additional interest and late payment fee. These expenses will increase the amount you need to repay.

2. Collection notice and telephone call: The creditor may contact you by telephone, SMS or email to urge you to repay the arrears as soon as possible. They have the right to take necessary legal action to recover the arrears.

3. Bad credit record: Delayed repayment may damage your credit record. This may affect your ability to apply for loans, credit cards or other credit products in the future.

4. Legal proceedings: In some cases, the creditor may take legal action and bring a lawsuit to the court to recover the arrears. This may lead to higher costs and inconvenience, and may have a further negative impact on your financial situation.

Summary:

If you don't repay the remaining 9000 yuan within half a year, you may face the increase of overdue interest and late payment fees, the harassment of collection notices and telephone calls, the influence of bad credit records and possible legal proceedings. It is suggested that you contact the creditors as soon as possible to seek suitable solutions, such as paying off debts with the help of family, friends or other lending institutions, so as to avoid further consequences.