Rural commercial bank two-dimensional code collection limit

At present, the whole system of rural commercial banks is dominated by small merchants, and the single payment amount is mostly within 500 yuan. Even if it exceeds the limit, it can be done by sweeping customers. There are no restrictions on general payment, but the payment code is usually used for small payment, which has certain restrictions on users scanning QR code to pay.

The new regulations of the central bank require that the cumulative transaction amount of a single bank account or all payment accounts of the same customer shall not exceed that of 500 yuan from April 1 day. If the customer pays by scanning the static QR code, the payment can be completed within 500 yuan; If it exceeds 500 yuan, the merchant needs to scan the customer's dynamic QR code through the mobile phone to complete the payment. It is understood that the new regulations of the central bank are only for consumers who scan static QR codes, and there are no restrictions on merchants who use static QR codes to collect money.

For restaurants, hotels and other merchants with large single payment, rural commercial banks provide intelligent POS services. The intelligent POS service introduced by the whole system enriches the platform and application. Consumers can not only choose credit card payment freely, but also scan code payment through WeChat and Alipay. They can also pay water, electricity, gas and other convenient fees on any intelligent POS machine.

Compared with static two-dimensional code stickers, smart POS has faster code scanning speed, supports more payment methods and larger payment amount, and is suitable for merchants with large flow and large single payment amount. Rural Commercial Bank has also introduced MIS cash register system, which provides tools integrating consumption, payment, settlement and statistics for large hotels, shopping malls, supermarkets, entertainment places, charging units and other special units. External devices, including MPOS machines and scanning guns, not only support the popular two-dimensional code payment, but also support the traditional bank card payment method.