Traditional Culture Encyclopedia - Hotel franchise - What conditions do foreigners need to buy a house in Chaoyang District, Beijing?
What conditions do foreigners need to buy a house in Chaoyang District, Beijing?
1. Conditions for foreigners to buy a house in Beijing: 1. Proof of tax payment (referred to as personal income tax) in Beijing for five consecutive years or social insurance certificate of five consecutive years in Beijing. 2. Have a legal and valid temporary residence permit in Beijing; the temporary residence permit in Beijing is valid for 6 months, so the temporary residence permit cannot expire when buying a house. 3. The home buyer does not own a house in Beijing. If he is married, the couple does not own a house in Beijing. Foreigners are limited to purchasing one house in Beijing. 4. ID card, marriage certificate and household registration book. 2. Down payment ratio for foreigners buying a house in Beijing: 1. If the home buyer has a loan to buy a house outside Beijing, and meets the above conditions and needs to take out another loan to buy a house, the down payment needs to be more than 60%, and the loan interest rate will rise. About 10%; 2. The new policy also stipulates that all financial institutions and the Beijing Housing Provident Fund Management Center must effectively implement the "down payment ratio is not less than 60, and the loan interest rate is not lower than the benchmark for households purchasing second homes with loans. 1.1 times the interest rate” policy. 3. What should you pay attention to when buying a house in Beijing now: 1. Whether you are qualified to buy a house. 2. Have a Beijing household registration and own less than two houses in your name. 3. Non-Beijing registered permanent residents, who have worked in Beijing for five years and have tax payment certificates or social security certificates for five years, as long as one of the conditions is met. Military personnel from Hong Kong, Macao, Taiwan and other countries can get preferential treatment for one year. 4. If your children are over 18 years old in Beijing, you can buy a house in their name. 4. What should you pay attention to when buying a house in Beijing? Projects with no purchase restrictions on large property rights in Beijing mainly refer to commercial housing, that is, serviced apartments, shops, office buildings and other products. The land use life of commercial buildings is 40-50 years. The land use life of commercial housing is calculated from the time when the developer acquires the land. Compared with ordinary residential houses, houses without purchase restrictions have the following advantages: 1. Since houses without purchase restrictions are commercial buildings, they are mostly located in the city center. Buying such a house to live in has convenient transportation and convenient life. 2. A large number of serviced apartments with no purchase restrictions are small-sized and have a reasonable total price. They are a good choice for customers who just need them. 3. The value of commercial housing is relatively constant and is less affected by fluctuations in the real estate market.
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