What is it like to have tens of millions of assets?

What assets to divide.

For example, my husband has a bunch of physical stores. Each hotel counts as 5 million, and a restaurant counts as 2 million. He has 10 hotels and 3 restaurants. It also operates a hotel brand with more than 40 franchise stores. A food city of tens of thousands square meters.

In any case, it has reached the standard of tens of millions of assets, right.

Ran Goose. I don’t have much money in my card, so I can really wear a pair of Gucci for a year. Most of the valuable things I have on me are bought by me, such as watches and bags. As for me, I earn a salary.

It’s not that there are too few assets, but that the assets cannot generate cash flow and may even be liabilities. For example, hotels have been paying rent in the past two years. So he is actually a boss who is strong on the outside but hard on the inside.

It’s not about starting a business. If you have a 30 million real estate but carry a loan, it is actually the same. I don’t dare to spend money at all because I just don’t have the money.

So, rich people may not be able to live a rich life. Jack Ma said that he feels happiest when he earns 20,000 yuan a month, which is not necessarily a lie.

Today there are many people with assets worth tens of millions. Assets can be divided into two parts: fixed assets and current assets. Fixed assets such as housing equipment, valuables, etc. Liquid assets such as shares, deposits, cash, etc. Fixed assets must be managed carefully to be profitable, and current assets must be managed well to increase in value. And they are always dynamic, with assets potentially rising or falling in value. In order to maintain and increase value, they will always do everything possible to operate, so the life of the rich is not easy.

Hello, I still feel quite broke [dizzy]. A former colleague of mine, born in the 1970s, her husband is engaged in design and opened a company. Because he is honest and works hard, he does not urge the other party to pay [face covering]. Sometimes the other party does not have enough funds, so he relies on payment at the end of the year. . My colleague works as a housekeeper in their house, and they have an aunt and two children. Sometimes the house cannot be sold for a short period of time and cannot be liquidated. I have to rely on my colleague's salary to support the family, or use my colleague's credit card to pay my salary first at the end of the year. So my colleague felt that although the numbers on his husband’s books were impressive, he found that there was nothing to use when it came to spending money, haha. Sometimes the other party pays a large amount and may use it to pay off the credit card. However, although my colleague said that she usually lives a tight life, in our opinion, she still buys whatever she wants. Women in their forties pay great attention to health care. They often buy tens of thousands of yuan in bird's nests and various supplements. They are invited to the house all year round. I live with my aunt, who bought a Mercedes-Benz last year and bought a house in Hangzhou. Some time ago, she said that she would go to the school district housing lottery for her son’s studies.

A distant relative of mine, who speculated in real estate when he was young, now has at least 100 million in assets. He has twenty storefronts alone, and they are all located in crowded and prosperous areas of the city. Now each store will give him 50,000 yuan per year. Twenty stores will have an annual income of 1 million. Coupled with his continuous real estate speculation, it can be said that the family is making money every day as usual, and the wealth is rolling in. So he became a man worth hundreds of millions.

He knows how to spend money when he is rich. His family owns two BMW cars, bought a villa in Hainan, and commercial housing in Beijing, Shanghai, Nanjing, Shenzhen, Suzhou, Hangzhou and other places.

Their family no longer has to work, and the annual rent and bank deposit interest alone are enough for them to eat and drink.

One time I was a guest at his house and had lunch at his house. The two nannies prepared a sumptuous lunch in no time. During the dinner, they took out the most expensive wine in his wine cabinet. Wuliangye and Maotai liquor entertained me. I didn't want to drink such expensive wine, so I suggested to him that he just drink a bottle of wine that costs about 200 yuan. He said: "I don't have wine under 2,000 yuan at home. If you want to drink wine around 200 yuan, please bring wine next time you come!". I didn't believe it and took a special look at his wine cabinet. The result is a dazzling array of famous wines, all of which cost more than 5,000 yuan.

After visiting his home, I learned that rich people are good. His belt alone is worth 15,000 yuan. You can imagine what kind of luxurious life his family lives every day.

With tens of millions of assets, you can live a pretty good life.

Not to mention too much, tens of millions of assets, even 50 million assets, is equivalent to about 7.93 million US dollars in assets. This level of assets can lead to a pretty good life globally.

According to data from the Hurun Wealth Report, there are only about 130,000 households in the country with assets of 100 million in 2020. Based on this calculation, there are probably no more than 500,000 households in the country with assets of 50 million, which is about Accounting for 0.1% of the 492 million households in the country, that is to say, on average across the country, about 1 in 1,000 households has assets of 50 million.

So with 50 million assets, you can probably live a life like the following.

1. There are houses at home and abroad

With 50 million assets, you can buy houses at home and abroad. About 50% of the assets of 50 million are real estate, which is about 25 million. In this way, you can probably buy one or two houses in China and one house abroad. This way, you can live a more comfortable life. alright.

For example, if you have a house in a first- and second-tier city in China and a house in Hainan and other places, if you want to buy a house in a more developed country abroad, you can also buy a house, so that you can basically live a comfortable life. A life that few people envy.

If you want to go abroad, you can live in your own house abroad for a period of time. When you are tired of playing abroad, you can return to your country to live.

Therefore, with 50 million in assets, you can buy a house at home and abroad.

2. Basically, you have freedom of wealth.

With a deposit of 25 million, you basically have freedom of wealth. Now if you deposit 25 million in the bank with an annual interest rate of 4%, then you will get 1 million in interest income a year, which is an average of 83,000 yuan per month. With this income level, you can basically live a relatively good life with wealth and freedom. .

Of course, if the investment level is relatively high and you invest in some high-dividend blue chip stocks in the stock market, you can get 6% dividend income every year. Then if you invest 25 million, you can get 1.5 million dividend income every year. Then obviously daily life is You can live a better life.

And with so much savings, there are obviously many options. If you want to work, you can continue to do a job you like and make some money every year just to feel comfortable. If you don't want to do it anymore, you can also have fun at home and abroad. The annual interest income of 1 million is basically enough for food and fun.

Therefore, with 50 million assets, you basically have freedom of wealth.

3. Not as good as above but more than below.

Although you can live a pretty good life with 50 million assets, it is much better than the life of ordinary people. But nothing can be compared. If you have 50 million assets and you have to compare with billionaires or billionaires, then you can't compare at all.

For example, with 50 million assets, it would be very difficult to buy a luxury car worth tens of millions, let alone a private jet or a yacht.

And if you have hundreds of millions or billions of wealth, it will be easier to buy a luxury car worth tens of millions. It is also possible to go on a yacht and rent a special plane to go out for fun.

Therefore, having 50 million in assets is still more than enough, and life is much better than that of ordinary people. However, if you insist on comparing with those with hundreds of millions or billions, it is still not comparable at all. on.

Thanks for the Q&A. Your question asked what is it like to have tens of millions of assets? I think you definitely don’t have that much money. Isn’t this a low-key way to show off your wealth?

Don’t be too showy. There are people everywhere with more money than you. Although it is an astronomical figure for those of us who work hard to code, people are more popular than others. Dead people will not compare themselves with rich people like you. As long as it is what you like, you will stick to it. As long as you like it, you will stick to it. What people live is comfort and calmness, not how much money they live. Although, without money, , It's hard to move even an inch, but I know: It's hard to find a foot in your life.

With so much money, you have experience. You must be hiding here and there in fear. You are not afraid of thieves, but afraid of being noticed. You will definitely not show off your wealth in a high-profile way. There are either a group of Tibetan mastiffs or bodyguards at home. It never leaves your body, it gets hot in your hand, and you are afraid to leave it at home. I think what you are most afraid of is public welfare undertakings, and you are afraid that relatives will come to borrow money. After all, you also have tens of millions of assets. You have the nerve to chase your relatives to pay back the money, but you have the nerve not to build one. Hope Primary School, this is all your experience and your inner thoughts. In the short term, you can get carried away, but in the long term, you just can’t sleep at ease. It is easy to conquer the country, but it is not so easy to defend the country.

It is better to have a good body, a good life with tens of millions of assets, a small life in a luxury car, a villa, and a harmonious family than to work hard all your life and be happy for a while.

Live like ordinary people, with the exception of a better car, better clothes, and food that is not as good as ordinary people working at work, because they are afraid of eating bad health

First define the tens of millions of the original poster For a moment, it refers to a net worth of tens of millions, that is, a net worth of 20 to 90 million.

According to the wealth ranking report, in 2021, there will be 2.02 million families with a net worth of 10 million, and the number of individuals with a net worth of 10 million will be less than 1 million. If the net worth is between 20 and 90 million, the national estimate is 500,000 Around 40,000 of the total population. Once you do the accounting, you will understand how powerful and fulfilling it is to have tens of millions of assets.

Let’s look at how long it takes to own tens of millions of assets from an income perspective. 600 million people, with an income of 1,000 yuan/month and an annual income of 12,000 yuan, without food or drink, will take 1666.66 years to reach 20 million. If the income is 5,000 yuan/month and the annual income is 60,000 yuan, it will take 333.33 years without food or water. If the income is 50,000 yuan/month and the annual income is 600,000 yuan, it will take 33.33 years. Those with an annual income of RMB 600,000 may be only 4 out of 10,000 people. How terrible. Having tens of millions of assets is really a very distant thing and has nothing to do with us. A senior United Nations official said that the assets of the world's top 30 richest people are equal to the total assets of half of the world's population. Ordinary people are like ants seeing an elephant in front of a rich man.

Let’s take a look at how tens of millions of assets are generally allocated. Take Hangzhou’s 20 million assets as an example. A relatively good house of 150 square meters, with a market value of 12 million, 2 cars and basic necessities of 2 million, financial investment assets of 6 million, and annual asset income of 600,000. Basically achieve intermediate financial freedom and live a wealthy life. .

It’s okay. It’s just two houses in Beijing. In addition to the house, tens of millions in cash would be awesome.

I don’t know, I don’t have that many assets yet