Excuse me, what is the pre-authorization of China Bank Credit Card?

Pre-authorization of credit card refers to the process that special merchants ask the issuing bank for a payment commitment on the cardholder's expected payment amount through POS machines or other means. That is, the merchant occupies some funds before the cardholder consumes, and this part of funds can be officially deducted after the cardholder completes the consumption and signs it.

For example, hotel accommodation, the hotel pre-authorization will take up a part of the amount in your credit card (similar to the deposit), and the hotel will deduct it from the pre-authorization according to the actual consumption amount when checking out. If you want to verify the actual amount of hotel charges, you can call the Credit Card Customer Service Center of Bank of China at 4006695566. Wish you a happy greeting card!

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.