Can I book an overseas hotel in Ctrip with someone else's credit card?

You can't use someone else's credit card, but you can let someone else pay the bill.

Booking a hotel in Ctrip with someone else's credit card will lead to the use of the credit card in the name of the cardholder without the cardholder's consent or authorization, which is a typical "fraudulent use of someone else's credit card".

Stealing someone else's credit card belongs to the category of credit card fraud, which is one of the financial fraud crimes stipulated in our criminal law. Article 196 of the Criminal Law lists several situations that constitute the crime of credit card fraud, including the act of "fraudulently using another person's credit card".

Stealing another person's credit card and using it in the name of the cardholder without the consent or authorization of the cardholder is a typical "fraudulent use of another person's credit card".

Article 196 of the Criminal Law stipulates that whoever "fraudulently uses another person's credit card" to engage in credit card fraud activities, if the amount is relatively large, shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan or confiscated property.

According to bank regulations, credit cards are for personal use only. When booking an overseas hotel in Ctrip, you can fill in the check-in information yourself, and choose a third-party payment such as Alipay when paying. A payment QR code will be generated. Credit card holders can use Alipay client to scan and select credit card payment, thus completing the reservation purpose.

After the payment is successful, Ctrip.com will send a check-in confirmation form, please print it and take it to the hotel, and go through the check-in formalities with your certificate (not the certificate of credit card payment, but my certificate and the certificate filled in by Ctrip.com when paying). For overseas hotels prepaid to Ctrip, Ctrip.com will issue a check-in certificate. Please print it and bring it to the hotel, and go through the check-in formalities together with the certificate (not the card payment certificate, but my certificate and the certificate filled out by Ctrip.com at the time of payment).