How should I get a deposit when I swipe my card at the hotel?

First of all, the answer is as follows

1. When you check in, the deposit is pre-authorized, the list is the same, the printed transaction method is different, and there are words like pre-authorization or the like.

2. After pre-authorization, the available amount will be reduced by 800 yuan.

3. When the final settlement is made, the pre-authorization will be cancelled automatically, and you need to swipe your card again. If the printed transaction method is consumption or transaction or the like, the quota will go up.

Second, the explanation is as follows.

1. Paying the hotel deposit by credit card is done through pre-authorization of credit card. The so-called credit card pre-authorization refers to the transaction in which the card issuer or its agent confirms the permitted frozen amount before the deduction of the special merchant. In other words, merchants such as hotels can swipe a credit card pre-authorization when the cardholder checks in, which will occupy the original credit card limit, and then settle the credit card pre-authorization when the cardholder leaves the store.

2. If the cardholder has other expenses in the hotel, and it is confirmed that this expense will be paid by credit card, the hotel will deduct a certain amount from the frozen pre-authorization amount according to the actual consumption situation, and if the amount is not enough, it will be deducted from the credit card limit. The above process is called pre-authorization to complete the transaction.

Extended data

approve

The merchant and the bank confirm that the credit card is valid and contact the bank for authorization according to the contract signed with the issuing bank. Authorization is to further prove the identity of the cardholder and the amount that can be used. Authorization is generally carried out when the usage specified in the contract is exceeded.

After receiving the authorization notice, the issuing bank will issue an authorization instruction according to the balance of the cardholder's deposit account and the agreement that the bank allows overdraft, and reply whether to agree to the transaction.

Refer to Baidu Encyclopedia Credit Card