Traditional Culture Encyclopedia - Hotel franchise - I bought a new MG in Suzhou. I want to know how to buy auto commercial insurance after buying compulsory insurance.

I bought a new MG in Suzhou. I want to know how to buy auto commercial insurance after buying compulsory insurance.

Insurance Bian Xiao helps you answer, and more questions can be answered online.

Hello! You bought a new MG in Suzhou. All kinds of unexpected risks in the driving process of the new MG are unpredictable, and the risk of the new MG is relatively higher. In order to improve the security of your new MG car, it is necessary to get proper auto insurance for the new car in time.

I bought a new MG in Suzhou. I want to know how to buy auto commercial insurance after buying compulsory insurance.

1, compulsory insurance. The full name of motor vehicle traffic accident liability compulsory insurance is the first compulsory insurance system implemented by national laws in China. Mainly to provide timely and basic protection for casualties and property losses caused by road traffic accidents. Compulsory traffic insurance is compulsory. As long as the owners or managers of motor vehicles driving on the roads in China, they should take out compulsory traffic insurance.

2. Third party liability insurance. If an accident occurs during the use of the vehicle, causing personal injury or property loss to a third party, the insurance company shall compensate the insured for the part exceeding the compensation limit of compulsory insurance in accordance with the contract. If you unfortunately hit a luxury car or cause serious injuries while driving, the compensation may be as high as hundreds of thousands, and the maximum compensation for compulsory insurance is 1.22 million, which is obviously a drop in the bucket. However, the insurance company can compensate for the insufficient part of the compulsory insurance payment. It is recommended to buy at least 200,000-500,000.

3. Liability insurance for personnel on board. Driver's liability insurance: if a vehicle has an accident and the driver is injured or killed, the insurance company will compensate the loss according to the contract. Especially novices or people who often drive, the risk is greater. It is recommended to buy it to better protect your own safety.

4. Theft and rescue. After the whole vehicle is insured against theft and emergency rescue, the insurance company will pay for the reasonable cost of maintenance due to the theft, robbery and robbery of the whole vehicle. If the vehicle does not have a fixed parking lot, or it is a model that is easy to be stolen, consider buying a whole vehicle for emergency rescue.

Buy auto insurance for the new MG you bought in Suzhou. I suggest you choose all insurance. In addition, buying suitable auto insurance for MG's new car is also inseparable from the choice of professional auto insurance platform. I recommend it to you. There are many auto insurance products on the website. Welcome everyone to compare and buy.