Can I buy a house in Bengbu with a down payment of 200 thousand?

Let's get a general idea of the house price in Bengbu: the highest house price is in bengshan district. According to the latest data in March, the average price is about 6.5438+0 million, followed by Longzihu District, and the average price in longhu district is about 8,000 yuan. Then Huaishang District, the average price at this stage is around 6.5K, and finally Yuhui District, around 6,000. So your budget is a good choice to buy a house in Bengbu.

The down payment of 200,000 yuan doesn't mean that you can buy a house there, but that you can buy a house there now. Bengshan district is still the central circle of Bengbu at this stage. Shopping, life and medical education are all the best. The second best natural environment is Longzihu District, and it is likely that commuting time will be as far away as overseas Chinese. Life in Huaishang District is relatively leisurely, but the population is relatively large, which is being vigorously promoted at this stage. Working in Yuhui District is more convenient and quiet.

The first point. When buying a house, you need to know whether you are investing in a project or settling down. I think your salary is above 6 thousand because of your materials. I think you should use it to settle accounts. If you are going to invest in a project, make capital gains. Can you see what I need to pay attention to when investing in assets without buying a house? It should be useful to you. Second, you need to establish your own needs for all parts of the house. If you involve children in reading. Then you must consider whether the transportation, culture, education, medical equipment, etc. meet the requirements (the degree room is 100 villages and the house is 6600/ fair). If you like quiet, you can tune it from downtown (the range from downtown can be seen on SouFun), if you like bustling. You can choose to be around the city (you can see it on SouFun app, considering your own capital budget). Third, the price of the house you bought in a big city is 2065438+2008. According to the sales situation of new house prices, the average price is about 6-7 thousand yuan. The price of second-hand houses differs greatly due to interior decoration and the owner's own capital investment and expected price.

Fourth, how much is the house? If it is used to settle down in a newly married house in a short time. Twenty or seventy square meters is enough (it is recommended to choose the urban area to facilitate the secondary sales of buyers in the middle and late period or to facilitate the rental of real estate in the future. Housing loan 1200 yuan/month 1 month). If you are married and have children, consider 100 square meter. The third pack will be fine. (It is recommended to choose an area with complete medical care, culture, education, transportation and facilities, and the housing loan is about 2,000 yuan/month in January. If it involves the settlement of middle-aged and elderly people, it is possible to put forward 120 flat sets of four (medical treatment, culture and education, transportation, leisure and entertainment, ecological park and other infrastructure facilities). Both of them have proposed that the leisure places for the elderly are not suitable for different places, and the housing loan is about 2,600 yuan/month in January (based on the down payment of 200,000 yuan for buying a house, it is calculated by stages in 20 years). Note that every big city, every financial institution and different real estate developers have certain differences in down payment regulations and mortgage interest rates. )