Meituan Small Loan has been upgraded! The ultra-fast loan will increase the application amount from 50,000 to 65,438+10,000.

In order to solve the problem of "difficult loans" and "expensive loans" for small and micro enterprises, including catering enterprises, Meituan Review is currently providing supply chain financial services for small and medium-sized micro catering enterprises, which are divided into two types according to the different loan quota requirements: extremely fast loans and operating loans.

It is understood that Meituan Small Loan has become the fundamental intention of merchants to apply for Meituan Small Loan because of its convenient application process and interest below the market average. But in addition, catering businesses that need capital turnover can take the lead in developing catering business by holding more cash.

For example, businesses in restaurants and hotels all know that a good location is the basis for the success of new stores. However, a good location is often difficult to find. Suddenly, a good position came out and everyone rushed in. Usually, whoever pays the deposit first will get the rent.

In Beijing, a 200-square-meter restaurant will cost more than 654.38+10,000 yuan to put one and pay three. "Most of the working capital of catering rental stores is 65,438+10,000." Some merchants said frankly.

In this regard, in order to be closer to the loan needs of merchants and better provide loan services for merchants, Meituan's small loan ultra-fast loan has been fully increased from the previous maximum application amount of 50,000 yuan to the maximum application amount of 6,543,800 yuan.

In addition, Meituan Small Loan also enjoys full online completion and one-click application. Log in directly to Meituan Merchant Edition app (including store opening treasure, take-away merchant edition, hotel merchant edition and comment housekeeper), and click "borrow money" to enter the application interface. And enter the mobile phone number, get the verification code, log in to the merchant background, and enter the loan link. After submitting the loan application, Meituan Small Loan Association will arrange a dedicated financing service manager for the merchants and contact the merchants by telephone to complete the whole process from application to collection.

Let's follow me to experience how to experience the loan application process in three steps.

Three-step application for ultra-fast loan: the maximum amount is 65,438+10,000.

Merchants who apply for ultra-fast loans only need to open the homepage of the background ("shoppers", etc.). ) and click "borrow money" to enter. When they see the available quotas, they can apply for a small advance loan.

Secondly, you should fill in your personal information correctly, enter the loan amount and term, and then click "Confirm Loan" to complete the application.

Finally, wait for the telephone communication of the approval manager, pay attention to the SMS notification of loan arrival, complete the loan, or complete the self-service credit inquiry first. After the three steps are completed, the whole lending process is completed.

2. Three-step application for commercial loan: up to 500,000 yuan.

First, enter the application page through the homepage of the merchant's backstage ("store opening treasure", etc.). )-Borrow money or click the link in the invitation message.

Secondly, self-help materials, including ID card, credit authorization, current store lease contract, turnover data of the past six months and other basic materials, such as ID card and business license. Of course, if you can provide additional business certificate, marriage certificate and asset certificate, it will be more advantageous when applying.

In other words, supported by the big data of Meituan Review, under the framework of risk control, the more comprehensive the proof materials that small catering business owners can provide, the more funds they may get.

Finally, the real name authentication and loan information are confirmed, and the contract is confirmed by SMS verification. Finally, the contract was signed.

It is understood that as long as the merchants have settled in the US Mission for more than half a year, they will have the opportunity to obtain a micro-loan of up to 500,000 from the US Mission. At the same time, Meituan Small Loan is committed to providing "convenient, fast and low-cost" financial services, shortening the loan approval cycle as much as possible and reducing the time cost of customers.