Weifang provident fund loan interest rate

According to national policies and local regulations, the interest rate of Weifang provident fund loan is the latest benchmark interest rate of 4.35% in May 2023, and different repayment methods will also produce different interest rate fluctuations.

Weifang provident fund loan interest rate is jointly implemented by the national housing provident fund management center and the local housing provident fund management center, and its benchmark interest rate is influenced by national policies and local regulations. At present, the latest benchmark interest rate in May 2023 is 4.35%. In addition, there are some floating interest rates under special circumstances, such as housing provident fund loans in deep poverty areas, old industrial bases, some mountainous areas and remote areas can enjoy preferential interest rates. At the same time, different repayment methods will also produce different interest rate fluctuations. If you choose equal principal and interest repayment and equal principal repayment, the interest rate will also fluctuate accordingly. To apply for housing provident fund loans, you need to meet a series of conditions such as continuous payment of housing provident fund 1 year in this city, full capacity for civil conduct, and compliance with local housing purchase policies.

What is the maximum loan for housing provident fund loans? The maximum amount of housing provident fund loans is calculated according to local policies and regulations, generally speaking, it is calculated according to 70% of the total purchase price. For example, the total price of buying a house is 6.5438+0 million, and the maximum loan of housing provident fund is 700,000.

Weifang provident fund loan interest rate is formulated by national policies and local regulations. The fluctuation of interest rate is related to the repayment method, and it also needs to meet certain conditions before applying. Property buyers need to carefully read local policies and regulations when handling housing provident fund loans, and choose the appropriate repayment method according to their own situation.

Legal basis:

Article 12 of the Regulations on the Management of Housing Provident Fund is used for the purchase, construction and renovation of self-occupied housing, and its interest rate shall be implemented according to the loan interest rate of commercial banks in the same period stipulated by the State Council.