Is the Minsheng Shangri-La Platinum Card worth applying for? It is important to realize these points!

Minsheng Shangri-La Co-branded Card is a platinum credit card of Minsheng, which has always been cost-effective. However, the application channel was closed last year, and offline purchases have also stopped. The second batch of channels that broke out this time is actually the co-branded card of Shangri-La WeChat official account. There are many card friends who follow the trend. It is said that many people approve 50,000 per second, and there are also many new households with 30,000 to 40,000. So is Minsheng Shangri-La Platinum Card worth applying for?

Judging from the quota

In terms of credit limit, Minsheng Xiangbai is a platinum card. If there is a basic second batch of Minsheng 50,000 credit cards, the credit line is also above 50,000, and there are many other 30,000-40,000 new households.

However, from the feedback of card friends, there are not a few people who refuse in seconds, mainly Mercedes-Benz Black, and the quota of 5,000 is still a lot. The key is personal qualification.

From the perspective of rights and interests

The rights and interests of people's livelihood cedar are basically related to Shangri-La. In addition to staying in a hotel or eating a buffet for your own consumption, you can mainly get the Golden Ring points of Shangri-La. If they save enough points, they can exchange them for 1000 dollars, and they can spend them in Shangri-La for their own use or realize them at a discount.

From the perspective of risk

This time, regardless of official website's application for people's livelihood, there are still certain risks, mainly as follows:

1, this application link is probably due to the negligence of Shangri-La. According to the handling of the Mercedes-Benz incident before the people's livelihood, it is not excluded that there are the same number of roads, and there are a bunch of Shangri-La blacks, that is, people's livelihood loan users.

2. People's livelihood refueling fund began to explain before it was in arrears for more than half a year. However, the problem of the delay in the introduction of the people's livelihood cedar points has not been solved, and there may still be problems.

3. Some measured card friends said that when inquiring about the application progress, the card surface displayed was fragrant and white, but it was not fragrant and white. After all, Xiangbai has stopped sending, so it's hard to say what card is downloaded.

Judging from the amount of equity of the people's livelihood cedar itself, it is indeed very cost-effective. The standard platinum card can also be exempted from the annual fee, but we need to recognize the risks and consider them ourselves. Don't blindly follow the trend.