Can ICBC credit card and savings card transfer money to each other?

In some cases, ICBC's credit card and savings card can be transferred to each other. The prerequisite is that there must be overpayment in ICBC's credit card, that is, extra deposits without overdraft, so that the credit card function is equivalent to a savings card, and it is impossible to transfer it to the credit card without deposits exceeding the overdraft amount.

ICBC can use online banking, ATM machines or transfer money at the counter to transfer money between credit cards and savings cards.

1. Online banking transfer

1. Log in to the bank official website and click online banking to log in;

2. Fill in the correct user name and password to complete the login;

3. select transfer-peer/inter-bank transfer, fill in the payee information correctly, and click submit to enter the mobile phone verification code and dynamic password correctly before completing the operation.

2. ATM transfer

1. Insert the bank card into the ATM and enter the password to log in;

2. Select transfer, enter the payee account number, and click OK;

3. Confirm the payee's account number, enter the transfer amount, and click OK to finish.

3. Counter transfer

You can transfer money by bringing your ID card and bank card to the counter.

Extended information

There are usually the following transfer methods in the bank:

1. After confirming that the passbook account number and account name provided by the payee are correct, just take the cash to the bank and deposit it directly into the payee account number.

2. Open an account in a bank, then fill out a wire transfer form, clearly fill in the other party's account number, account name and bank name, and remit money from the account to the payee. This way is the safest. If the payee's account has been cancelled and the account name (or account number) is wrong, the remittance will be directly returned to your account.

3. If you have a deposit card of ICBC, you can transfer money directly at the ATM, and the remittance through train is very convenient.

4. If it's too much trouble to open an account, you can remit money directly in cash and fill out a wire transfer form for remittance, but you must clearly fill in the other party's collection account number, account name and bank name.

5. Telephone bank remittance.

Baidu encyclopedia: ATM machine