Is Chongqing apartment worth investing at present?

Chongqing apartment is worth investing in. Judging whether an apartment is worth investing, the most important thing is to look at the location. As a city among network celebrities, Chongqing has a large flow of people in the core area and complete facilities, which provides a prerequisite for maintaining and increasing the value of houses. Apartment units are generally small, similar to single-room supporting units, so the initial investment is small and the capital requirements are not particularly high; The rental income of apartments is higher than that of houses, and the rental of apartments in the same lot is 30% higher than that of houses; Unlimited purchase and loan restriction: at present, apartment products in most cities are not limited to purchase and loan restriction, and houses in most first-and second-tier cities are restricted to purchase; The market demand is large, and there is room for appreciation: the proportion of shops near apartments is more reasonable than that of houses, so a commercial atmosphere centered on residential areas will soon be formed, attracting popularity and the return on investment will be higher. The low total price lowers the purchase threshold. Although the unit price of the apartment is higher, the total price is much more favorable than that of the large apartment. For young people with little savings, the burden will be much smaller and it will be easier to realize their dream of owning a suite in the city center. It has dual functions of self-use and investment: it can be used for living or working, and can also be used for renting to meet the different needs of different buyers; Have independent property rights: investors obtain the independent property rights of the purchased apartment through one-time payment or mortgage loan. To sum up, Chongqing apartment is worth investing at present.

: precautions for buying a house

First, look at the location.

As a kind of real estate, especially as an investment with high expected potential, the location of real estate plays a decisive role in the future appreciation. To see the potential of a place, we should not only look at the current situation, but also look at the development. If you buy a house at a low price in the case of imperfect municipal and transportation facilities in a region, there is hope that the real estate will appreciate greatly after the planning facilities are improved. Therefore, it is very important to analyze the development potential of the lot where the house is located in combination with urban planning and construction.

Second, look at the matching.

Whether the supporting public buildings in residential areas are convenient and reasonable is one of the important standards to measure the quality of residential areas. When buying a new building, developers will generally describe the future perfection of the community. As consumers, we must keep a clear head, investigate the situation of the projects built by the developers before, and then make a decision in combination with other situations.

Generally, the supporting facilities to be considered in buying a house include schools (mainly kindergartens and primary schools), living services (supermarkets, restaurants, barbershops, repair shops and other grassroots stores), medical service institutions, fitness places (including fees and free) and so on.

Third, look at the environment

When buying a house, the developer will tell consumers what the greening rate is after the house is completed. If it is an existing house, consumers can inspect the green area on the spot. As for the auction house, I would like to remind you that we should take the completed project as a reference to see whether the actually completed project is consistent with the developer's previous advertisement, so as to judge whether the developer's advertisement on the environment is credible.

Fourth, look at the apartment type.

The premise of buying a house investment is rational and planned consumption. Because it is investment appreciation, not family living, so we should determine the suitable apartment according to our own situation. Don't buy three or four rooms just because you have more money. Generally speaking, the newly opened small apartment is more reasonable, with higher living comfort and relatively higher return on investment in the future.

Fifth, look at the travel cost.

Before buying a house, you should also consider the time cost of travel. Because the time cost and transportation cost of crossing the city are more and more expensive. If you spend 2 hours on transportation every day, 1 month (22 working days) =44 hours, 1 year =730 hours =22 days. If the transportation is inconvenient, it will directly affect the price of renting or selling in the future, and the return on investment is relatively low. The consideration of travel cost includes three aspects: first, whether the bus and subway are convenient; Second, whether there are too many traffic lights and whether they are congested; Third, whether it is close to expressway or the railway station or bus station.