What taxes should Dalian pay for buying second-hand houses?

1. What taxes should I pay for buying a second-hand house in Dalian?

Second-hand housing transaction tax refers to the income obtained by tax authorities from sellers in second-hand housing transactions. There are eight kinds of taxes, including business tax, personal income tax, land value-added tax, stamp duty, urban construction tax, education surcharge, local surcharge and deed tax.

Among them, the total tax rate of business tax, urban construction tax, education surcharge and local education surcharge is 5.55%; Transfer of ordinary housing to individual residents, temporarily exempt from land value-added tax; Stamp duty is 0.15 ‰ of the house transaction price; The tax basis of personal income tax is the taxable income after deducting the original value of the property and reasonable expenses from the income from property transfer, and the tax rate is 20%; The deed tax for ordinary houses is 2%, and the deed tax for high-grade commercial houses is 4%.

2. Is there a 30% discount for the second-hand housing provident fund loan in Dalian? What are the specific provisions of the new policy?

There is no interest rate of 30% for the provident fund that meets the conditions of commercial loans.

Third, Dalian second-hand housing loan policy

1, the state-owned land in Zhongshan District, Xigang District, Shahekou District and Ganjingzi District of Dalian City, and individuals who have obtained the ownership certificate of the stock house (including non-residential) for sale, all need to sign the stock house transaction contract through the online signing and filing platform for the stock house transaction contract (hereinafter referred to as the "online signing and filing platform"). 2. If the buying and selling entity involves an enterprise, the online signing may not be put on record for the time being. 3. Other transfer forms of the stock house: gift, inheritance (bequest), property analysis, judgment, exchange, transfer between husband and wife, sale of immediate family members, paying off debts with the house (valid legal document "Debt Repayment Agreement" can be provided), and online signing is not required for filing. Legal basis: Notice on Printing and Distributing the Detailed Rules for the Administration of Online Signing and Filing of Trading Contracts for Stocking Houses in Dalian issued by the website II of Dalian Housing and Urban-Rural Development Bureau. Main Contents Individuals who have obtained the house ownership certificate on the state-owned land in Zhongshan District, Xigang District, Shahekou District and Ganjingzi District of our city must sign the stock house transaction contract through the online signing and filing platform of the stock house transaction contract as a personal stock house loan business. If the buyer and seller involve an enterprise, they may not sign an online contract for the record for the time being. Other transfer forms of the stock house: gift, inheritance (bequest), analysis of production, judgment, exchange, transfer between husband and wife, sale of immediate family members, paying off debts with houses (valid legal document "Debt Repayment Agreement" can be provided), and online signing is not required for filing.

4. What is the policy of buying second-hand houses in Dalian now? What is the minimum down payment?

In Dalian, the process of second-hand housing is 1. First of all, you need to look at the house and sign the contract! 2. The buyer and the seller shall prepare spare parts (within the agreed time). 3. If it is a loan, then if it is a down payment (commercial loan 30%, provident fund loan 40%), if it is a second down payment (commercial loan 60%, provident fund loan 50%). 4. Buying a house with a loan requires loan conditions and review and evaluation. Is to see if it meets the loan conditions! 5. Sign a loan contract. 6. Tax declaration-tax payment-transfer. 7. Bank loans. 8. handover. 9. End! Second-hand house down payment! Commercial loans 30%, provident fund loans 40%, commercial loans 60%, and provident fund loans 50%.