Nanchong French Window Hotel

You can buy a new house if you are not in a hurry, and a second-hand house if you are in a hurry.

First, the advantages of the new house

1. The new house type is novel in design and conforms to modern people's life concept. For example, new designs such as porch, bay window and floor-to-ceiling window have become the standard of today's apartment, and it will be easier to shoot in the future. But the apartments for the elderly may not have these design ideas.

2, the new house is short, the loan can reach the longest life and the highest amount.

3. The transaction process of new house is simpler than that of second-hand house.

4. Compared with second-hand houses, new houses have clear property rights, long property rights and long use time.

5. There are relatively few pits. For example, it is not easy to have haunted houses (accidents), property mortgage disputes, second-hand housing sellers selling one more room or taking money to run away.

Second, the disadvantages of the new house

1, the traffic is thin, generally spreading outward from the city center, forming a mellow residential business circle. After the completion of a new residential area, especially the new buildings built in the suburbs of the city, the traffic conditions will not be particularly ideal at the beginning of the owner's occupancy.

2. Delayed delivery and acquisition of certificates. Most of the new houses are auction houses. When buying a house, you can't see the actual house, and sometimes you have to face the risk of rights protection of developers. This requires buyers to have a pair of "critical eyes" when choosing a new house in order to choose more reliable projects.

3. Supporting facilities need to be improved. Most of the facilities around the new house are to be built or under construction. Basically, after the owner moves in, all kinds of living facilities will be gradually improved and life will be inconvenient.

4. The school district is uncertain. Buying a house next to the school has always been the reason why more and more people change houses, but most of the new houses are in the suburbs, which is not conducive to children entering the city's quality school district.

Third, the advantages of second-hand housing.

1, bought and lived. The biggest difference between the second-hand house and the new house is that the second-hand house is an existing house, that is, buy and live, which saves a lot of rental expenses and can realize the dream of settling down as soon as possible.

2. The housing problem is obvious. As an existing second-hand house, many problems can be exposed through the baptism of time. Including water leakage, roof, floor and wall cracks; Municipal facilities, whether the water, electricity, gas and heating pipes are broken, and even the location, apartment type and lighting of the house itself, buyers can see the situation of their future house at a glance.

3. The supporting facilities are perfect. After a certain number of years of planning and development, the living facilities such as business and school are perfect, and the transportation network is dense, so life will be much more convenient.

Fourth, the disadvantages of second-hand housing.

1, the community is obsolete and the extra cost is high. Even if the second-hand house is used for several years, the house itself will depreciate and be damaged, and the extra maintenance costs will increase a lot. In addition, if the property management level of the community is not good enough, the loss of public facilities in the community is also very severe. For new owners, there will be a psychological gap in enjoying public facilities.

2. Old houses affect loans. The sale of second-hand houses needs bank evaluation. If the existing house is too old, the second-hand house buyer's loan to the bank will be affected, including the loan term and loan amount. For example, commercial loans require that the sum of the loan period and the age of the house should not exceed 50 years. Even if the loan is successful, the loan period will be reduced, and the monthly repayment amount will also increase, which will put greater pressure on the monthly payment.

3. The purchase process is relatively complicated.

Extended data:

Matters needing attention in purchasing existing and second-hand houses:

1, buying a house, you buy not only the interior, but also its surrounding environment. The so-called surrounding environment actually refers to the location of the house and the factors that largely determine the value of the property. So when looking at a house, the first thing to consider is its surrounding environment.

2. The second aspect to pay attention to is noise. Home is a place to rest and enjoy, and a personal private space. It needs to be absolutely quiet and undisturbed, so when you look at the house, you must pay attention to whether there is a construction site, a factory, or whether it is close to roads and train tracks.