Kim Jong Kook Electric Fund Management Co., Ltd.-Introduction and Investment Requirements

Kim Jong Kook Electric Real Estate Fund

Shenzhen Kim Jong Kook Electric Fund Management Co., Ltd. is a professional real estate fund management institution established in Shenzhen according to law. Relying on a high-quality team engaged in real estate fund investment management, real estate financial services and real estate development management for a long time, and the largest and most professional real estate financial trading platform in China-Digajin Investment City (www.land 163.com), the company takes "integrating qualified capital and investing in dual-quality real estate" as its core concept, and takes "standardized management, steady investment and risk control as its first priority.

Over the years, CICC Guodian Fund Company and its core team members have accumulated a lot of successful experiences and cases in real estate fund investment management, real estate financial services and real estate development management, such as CITIC Tourism Real Estate Development Fund (Limited Partnership), Shengnuojin Series Real Estate Fund, Shenzhen Newspaper Building Project, Oriental Business Port Project, Hanzhong Fashion Project, Jiangxi Market Project, Shandong Evian Town Project, Jiangsu China Lobster City Project, Jiangsu Changqing Mansion Project and Nanchang Cheng Kai International College Project.

CICC Guodian Fund also cooperates with State Grid Corporation, China International Finance Corporation, Credit Suisse, Goldman Sachs Group, Carlyle Investment Group, Ping An Trust, Zhongrong Trust, Minsheng Bank, China Merchants Bank, Fu Sheng Capital, Jindi Real Estate, CITIC Shenzhen Group, Country Garden Group, Agile Real Estate, Fan Hua Real Estate, Guangsen Group, Agricultural Products Co., Ltd., Zhujiang Investment, Guoshuyuan Group, New World Real Estate, AVIC. Many financial institutions, fund management institutions and real estate groups, such as Zhongke Zhi Group, Regal International Hotel Group, Emperor Group, Kerry Construction and Star Lion Real Estate, have established long-term strategic and business cooperation relations.

I. Medium-term investment

1, medium-term investment in residential projects

(1) investment project type: residential projects that have obtained four certificates or can obtain all four certificates in the near future, but have no funds to start;

(2) Key investment areas: first-tier cities, second-and third-tier cities and other outstanding potential cities;

(3) Project location: urban central area, sub-central area and other locations suitable for residential development;

(4) Project scale: the construction area is over 50,000 square meters;

(5) Expected income of the project: the internal rate of return is above 30%;

(6) Fund investment: more than 50 million yuan;

(7) Fund investment period: 1 to 2 years.

2. Medium-term investment in commercial and residential projects

(1) investment project type: commercial and residential projects that have obtained four certificates or can obtain all four certificates in the near future, but have no funds to start;

(2) Key investment areas: first-tier cities, second-and third-tier cities and other outstanding potential cities;

(3) Project location: urban central area and sub-central areas of first-and second-tier cities;

(4) Project scale: the construction area is over 50,000 square meters;

(5) Expected income of the project: the internal rate of return is above 30%;

(6) Fund investment: more than 50 million yuan;

(7) Fund investment period: 1 to 2 years.

Basic information on the preliminary examination of fund project investment:

(1) Project information, including but not limited to project introduction, project feasibility study report (or investment analysis report) and project financing plan (financing demand statement (scale, duration, etc.). ), detailed explanation of the use of funds, explanation of repayment sources, explanation of assets that can be used as mortgage (pledge), project-related warrants and approval documents, etc.

(2) Company information, including but not limited to company profile, introduction of legal representative and team, description of past performance, description of current development projects, financial status and performance, etc.

Second, short-term loans.

1. loan purpose:

(1) Land gap loan. Pay some land transfer fees or land acquisition fees for real estate developers, or inject funds to help developers bid/acquire land projects.

(2) leveraged buyout loans. Leverage capital allocation for uncompleted residential flats, or leverage capital allocation for bulk properties.

(3) Pre-selling specific loans. Solve the specific capital demand of the project that has obtained the pre-sale permit, but there is still a funding gap in the later stage of the project.

(4) Borrowing the new and returning the old. Assist enterprises to repay bank loans and obtain new and higher bank loans for enterprises.

(5) Remove the seized loan. Repay the arrears for the defendant enterprise and terminate the high-quality commercial property or development project that has been sealed up by the court.

(6) Real estate decoration loan. For commercial properties that have been capped, assist enterprises to solve the renovation project payment.

2. Loan area: cities above the county level (including county-level cities).

3. Loan term: in principle, it shall not exceed 6 months. (Special circumstances can be appropriately relaxed).

4. Single loan amount: 0.1-300 million RMB.

5. Capital cost: It is specifically agreed according to the project situation, but the actual capital cost is usually lower than the similar market level.

6. Main mortgaged assets: commercial and residential properties with real estate license or pre-sale certificate, capped development projects and land projects with land use certificates.

7. Lending time: After the relevant materials are prepared, the loan can be released within three days, usually 7 to 15 working days.

8. The borrower's capital chain guarantee mechanism:

(1) When the loan expires and the borrower has difficulty in repayment, it can arrange loan extension or other cooperation ways to continue to support the borrower to tide over the difficulties and crises;

(2) If the borrower encounters difficulties in the operation of the capital chain during the loan period, we can arrange refinancing or other cooperation methods to continue to support the borrower to tide over the difficulties and crises.

9. Basic information of capital loan preliminary examination: including but not limited to description of financing demand (scale, term, etc.). ), detailed description of the use of funds, introduction of repayment sources, description of assets that can be used for mortgage (pledge), etc.