Traditional Culture Encyclopedia - Hotel reservation - I want to buy property insurance for the hotel. Can anyone tell me how to buy it and what I need to provide to the insurance company?

I want to buy property insurance for the hotel. Can anyone tell me how to buy it and what I need to provide to the insurance company?

Hello, I am a professional property insurance company employee. First of all, I need to check what kind of insurance you plan to insure your hotel. Generally, comprehensive property insurance and public liability insurance are provided. If your hotel has other tenants or properties, it is best to have property liability insurance. To put it simply, comprehensive property insurance covers your hotel's own building. Its main liability is fire, explosion and some natural disasters. Public liability insurance is because your hotel is a public place, and if your customers have some accidents in your hotel that should be your hotel's responsibility, the insurance company will be responsible for this part of the compensation. Property liability for your hotel means compensating for accidents that occur in the properties under your hotel that should be the responsibility of your hotel property. You'd better buy parking lot liability insurance to protect the vehicles parked in your hotel's parking lot. That's about it. You need to provide some necessary procedures when applying for insurance. The requirements of each company are different. Our company requires your hotel's balance sheet, a copy of the business license, a copy of the organization code, and the legal person or specific person in charge. A copy of your ID card, etc., and then our company will have professionals go to your hotel to conduct on-site inspections and make a risk assessment. If the assessment is too bad, but your hotel wants to protect it, we will propose some rectification plans. Of course, these will not Very responsible. The answer is basically complete. If you need anything, please call the number in my profile. Thank you