What budget should Dongguan Hongfuyuan make before buying a house? What are the conditions for purchasing a house with provident fund loans?

Hello, I'm glad to answer your question about Hongfuyuan Community.

Before buying a house in Hongfuyuan, you should correctly estimate your personal strength and keep enough living expenses. Make an adequate budget plan. Including: 1, correctly estimate personal assets and household disposable income 2, and choose the suitable apartment type, price and area of Hongfuyuan. 3. Calculate all taxes and fees when purchasing Hongfuyuan house. 4. Carefully consider the property management fees of Hongfuyuan. 5. Carefully estimate the repayment ability. 6. Budget the renovation and maintenance expenses of Hongfuyuan house.

The conditions for purchasing Hongfuyuan house with provident fund loan include: 1. The borrower must have an account in the city where Hongfuyuan is located; 2, usually income should be stable, good credit, have the ability to repay the loan; 3. There is a legal contract or agreement to purchase Hongfuyuan self-occupied housing, and there is a prescribed proportion of self-raised funds; 4. The assets specified in the Guarantee Law are mortgaged or pledged to purchase Hongfuyuan loan; 5. Agree to handle the purchase guarantee or mortgage property insurance; 6. Agree to other conditions stipulated in the housing provident fund management.

The above information is for reference only. If you have a better answer, please fill it in. If you have any other questions, you can ask them in the Q&A section in the first half. Or contact a broker to answer them. I hope I can help you and wish you a happy purchase!