Access standard of CCB Platinum Credit Card

What is the use of Platinum Card of China Construction Bank (specific point)?

The usage of Platinum Card is as follows:

1. Enjoy a high quota: Platinum credit cards range from tens of thousands to hundreds of thousands of yuan, and some banks can even reach 1 10,000 yuan or more. The high amount of platinum credit card can meet the credit card consumption needs of cardholders in a wider range.

2. Enjoy multiple rights and interests: swipe your card to enjoy multiple points, free aviation accident insurance and delay insurance, road rescue service, car rental discount, free golf, airport VIP room service, free upgrade service of plane or motor train and free medical examination service, as well as special customer service hotline for banks and queue-free service for banks.

PlatinumCard is a high-end credit card or savings card jointly launched by bank card organizations and commercial banks.

What are the requirements for handling CCB Platinum Credit Card?

Because credit cards are divided into different grades, the requirements for ordinary cards, gold cards and platinum cards are different. Credit cards generally require people who are at least 18 years old and have stable repayment ability. CCB Credit Card Platinum Card is a large credit card with a limit of more than 50,000. In addition to the basic requirements, it also has the following other restrictions on applicants:

1. Within one year, CCB will spend more than 10 million.

2. Having opened an account in CCB for more than one year, with an average monthly deposit balance of more than 500,000;

3. Loans from CCB within one year, with a loan amount of more than one million yuan, normal repayment and no bad credit record;

According to your situation, you can evaluate whether you can apply for CCB Platinum Credit Card according to your deposit or loan amount in CCB. If you are in doubt, you can call 95533 or go directly to CCB outlets for consultation.

China Construction Bank is a national vice-ministerial unit and a large state-owned bank managed by the central government. Established in June 1 954 65438+1October1,and headquartered at No.25, Financial Street, Beijing.

The main business areas of China Construction Bank include corporate banking, personal banking and treasury business, with branches and subsidiaries in more than 20 countries and regions, and subsidiaries in many industries such as funds, leasing, trust, life insurance and property insurance.

On February 9, 2022, Forbes released the list of the top 50 global blockchains in 2022, among which China Construction Bank ranked.

Enterprise profile

China Construction Bank Co., Ltd. is a leading large commercial bank in China, headquartered in Beijing. Its predecessor, China Construction Bank, was established in June 1954. The Bank was listed on the Hong Kong Stock Exchange (stock code 939) on June 5438+1October 2005 and on the Shanghai Stock Exchange (stock code 60 1939) in September 2007. At the end of 20 19, the market value of the bank was about 21768.6 billion US dollars, ranking fifth among listed banks in the world. In terms of Tier 1 capital, the Group ranks second among global banks.

By 2020, this bank has provided comprehensive financial services such as personal banking, corporate banking, investment and wealth management, with 65,438+04,965,438+02 branches and 347,654,38+056 employees, serving hundreds of millions of individuals and corporate customers. In the fund, leasing, trust, insurance, futures, pension, investment banking and other industries with subsidiaries. Overseas institutions cover 30 countries and regions, with more than 200 overseas institutions at all levels.

branch

China Construction Bank has overseas branches in Hong Kong, China, Singapore, Germany (Frankfurt), South Africa (Johannesburg), Japan (Tokyo, Osaka), South Korea (Seoul), the United States (new york), Vietnam (Ho Chi Minh City), Australia (Sydney, Melbourne), Luxembourg, Taiwan Province Province of China (Taipei), Hong Kong, China and the United Kingdom (London).

What is the amount of platinum card of China Construction Bank?

There are three kinds of platinum cards of China Construction Bank, and the specific amount is as follows: the amount of small platinum credit card of China Construction Bank is between 10000-50000 yuan. The credit line of CCB Platinum Credit Card ranges from 654.38+10,000 yuan to 1 10,000 yuan. CCB Diamond Platinum Credit Card has a credit line of 500,000-2 million yuan.

Conditions for handling Platinum Credit Card: Personal annual income is more than 300,000 yuan (inclusive), personal financial assets in CCB are more than 500,000 yuan (inclusive), personal net assets are more than 3 million yuan (inclusive), or Longka himself has spent more than 6,543,800 yuan (inclusive) in the last year. The line range is: 10 to100000 yuan. Annual fee: 3,600 yuan for the main card/2,800 yuan for the supplementary card (Premium Edition), and 3,600 yuan for the main card1800 yuan for the supplementary card 1200 yuan.

China Construction Bank is a national vice-ministerial unit and a large state-owned bank managed by the central government. Established in June 1 954 65438+1October1,and headquartered at No.25, Financial Street, Beijing. The main business areas of China Construction Bank include corporate banking, personal banking and treasury business, with branches and subsidiaries in more than 20 countries and regions, and subsidiaries in many industries such as funds, leasing, trust, life insurance and property insurance. On February 9, 2022, Forbes released the list of the top 50 global blockchains in 2022, among which China Construction Bank ranked.

China Construction Bank Co., Ltd. is a leading large commercial bank in China, headquartered in Beijing. Its predecessor, China Construction Bank, was established in June 1954. The Bank was listed on the Hong Kong Stock Exchange (stock code 939) on June 5438+1October 2005 and on the Shanghai Stock Exchange (stock code 60 1939) in September 2007. At the end of 20 19, the market value of the bank was about 21768.6 billion US dollars, ranking fifth among listed banks in the world. In terms of Tier 1 capital, the Group ranks second among global banks.

By 2020, this bank has provided comprehensive financial services such as personal banking, corporate banking, investment and wealth management, with 65,438+04,965,438+02 branches and 347,654,38+056 employees, serving hundreds of millions of individuals and corporate customers. In the fund, leasing, trust, insurance, futures, pension, investment banking and other industries with subsidiaries. Overseas institutions cover 30 countries and regions, with more than 200 overseas institutions at all levels.

Personal housing loan business refers to loans issued by China Construction Bank or natural persons entrusted by China Construction Bank to purchase, build and overhaul various types of housing in Chinese mainland cities and towns. CCB's personal housing loan business mainly includes personal account housing loan and personal housing mortgage loan (including personal first-hand housing loan, personal second-hand housing loan, second-hand housing loan, personal commercial housing loan and personal housing mortgage loan). ), provident fund personal housing loans and personal housing portfolio loans.

What are the benefits of China Construction Bank Platinum Card?

Platinum card users can enjoy the VIP service of CCB, and the priority number can be swiped by platinum card to avoid queuing for priority business. Remittance fee is 50% off, remote access fee is 50% off, and loss reporting fee, replacement fee and annual card fee are exempted.

Enjoy the VIP room service at the airport. One-on-one vip financial services. CCB now has many wealth management products that can meet the different needs of different customers.

According to the customer's financial situation, recommend suitable products for customers, so that applying for a platinum card can maximize the value-added of your funds.

There are four types of CCB Platinum Credit Card:

1. Standard Visa Platinum Credit Card: The card face is relatively the most beautiful, and the probability of swiping VIP in Guangzhou and second-and third-tier cities is the highest, so it becomes the most sought-after platinum card. It is recommended to keep it!

2. Standard Master Platinum Credit Card: Simple and low-key card face, the probability of getting VIP in second-and third-tier cities is slightly lower than that of Visa Platinum Card. Visa and Mater platinum cards are one of them.

3.IC platinum card and standard RMB platinum card: IC platinum card is a standard RMB platinum card with flash payment and IC function, but the popularity of chips is not very optimistic. The number of flash payment places is quite small, there are no points, and the function is like chicken ribs. These two platinum cards are not recommended to be kept.

4. World Platinum Card: If you often stay in a hotel by plane, it is recommended to keep it. Return _ is generous, providing flight delay insurance, but not V and M platinum cards.

If you often recommend it by plane, you can forget it by train, and the return trip can only be used for the payment of air tickets. In addition, the global platinum card has the lowest probability of swiping VIP.

Featured services:

1. Exclusive priority service provides three priority services: customer service hotline acceptance, temporary quota adjustment and disputed money.

25 million yuan aviation accident insurance cardholders can enjoy 5 million yuan aviation accident insurance by swiping their cards to buy air tickets or tourist tickets (including air tickets).

3. Platinum secretarial services include business travel, ticketing, restaurants, quality food, golf, tennis and other booking services.

4. Platinum preferential merchants provide preferential consumption and VIP treatment for platinum quality merchants and top clubs in major cities at home and abroad, involving catering, leisure and health care, health care, business travel, parenting education and other fields.

5. UnionPay Platinum points courtesy featured high-end merchants and well-known brand chain merchants, providing cardholders with UnionPay exclusive points rebate service.

CCB Platinum Credit Card Line

CCB Platinum Credit Card has different levels and different limits:

1. The amount of the small platinum card of CCB is between 500,000 yuan and 200,000 yuan;

2. The amount of the big platinum credit card is between 654.38+10,000 yuan and 1 10,000 yuan;

3. The amount of diamond platinum credit card is between 500,000 and 5 million.

Platinum cards of China Construction Bank are divided into two types: Platinum Savings VIP Card and Platinum Credit Card, and their application conditions are different. To apply for the Platinum Savings VIP Card, it is required that the financial assets of CCB should be more than 500,000 yuan, the average monthly balance of personal loans should be more than 6,543,800 yuan, or the accumulated consumption of dragon cards should be more than 6,543,800 yuan within one year.

Abstract: Platinum cards of China Construction Bank are divided into two types: Platinum Savings VIP Card and Platinum Credit Card. The application conditions of the two types are different. To apply for the Platinum Savings VIP Card, it is required that the financial assets of CCB should be more than 500,000 yuan, the average monthly balance of personal loans should be more than 6,543,800 yuan, or the accumulated consumption of dragon cards should be more than 6,543,800 yuan within one year. Conditions for handling CCB Platinum Card

Platinum cards of China Construction Bank are divided into two types: Platinum Savings VIP Card and Platinum Credit Card.

Among them, if you want to apply for the Platinum Savings VIP Card, you need to meet one of the following conditions:

1. The average monthly balance of financial assets of CCB within one year is more than 500,000 yuan.

2. Within one year, the average monthly balance of personal loans reached more than 6,543,800 yuan, with good repayment and no bad records.

3. In one year, the accumulated consumption of Longka exceeded 654.38+10,000 yuan.

Platinum credit card application conditions:

1. Personal annual income is over 300,000.

2. CCB's personal financial assets reach more than 500,000 yuan.

3 personal assets reached more than 3 million yuan.

4. For non-CCB customers, the requirement for personal financial net assets is higher, which needs to reach more than 800,000 yuan.

CCB Platinum Card Quota

CCB Platinum Card is divided into several series, of which the standard platinum credit card can reach up to 200,000 yuan. The bank will make irregular adjustments according to the cardholder's usage and repayment records. When using CCB Platinum Credit Card, if the approved credit limit is not enough and it is necessary to increase the credit limit, you can call the 24-hour customer service hotline of CCB Platinum Credit Card to apply for a temporary increase in the credit limit.

Annual fee of CCB Platinum Card

At present, CCB has launched a number of platinum card series including standard platinum card, elite platinum card and exclusive platinum card according to customer segmentation. The annual fees of platinum cards vary from department to department. The annual fees of standard platinum cards are in 360 yuan, and those of elite platinum cards are 1.800 yuan. The annual fee of distinguished platinum card is 3600 yuan per year; The annual fee for diamond platinum card is 5800 yuan per year; The annual fee of China Construction Bank Aobaika is 580 yuan every year.

What are the benefits of CCB Platinum Card?

1. Featured financial services: 24-hour VIP line service 365 days, priority queuing service at outlets, and preferential interest rates for personal consumption loans. The credit limit of the card itself can reach 1 10,000 yuan, and the credit card consumption is double points, which is valid for many years.

2. Enjoy the courtesy of air business travel: enjoy the service of more than 500 VIP rooms at domestic and foreign airports free of charge.

3. Booking airlines can enjoy many preferential discounts, such as buy one get one free.

4. Leisure dinner: including 28 first-class clubs throughout the year, free friendship competitions, and annual 12 greens free of charge.

5 10/00000 yuan aviation accident insurance,100000 yuan public transportation accident insurance.

This concludes the introduction of access standards for CCB Grand Platinum Credit Card and CCB Grand Platinum Credit Card. I wonder if you have found the information you need?