If you have 654.38 billion yuan in cash in the bank and don't go to work, can you live on interest every day?

First of all, a simple answer: if you just live a rich life, don't say 100 million interest, even if you don't have your own house, 40 million interest is enough in any city in China; However, if you want to live a luxurious life, there is no bottom, let alone 1 billion, 1 billion may not be enough.

After a little calculation, if 40 million yuan is deposited in the bank, it is definitely a very large deposit, and the interest is at least 4. 15%. If we talk well, 5% is possible, with at least135,000 per month. Even if you don't have your own house, you can rent any house, with a monthly rent of 30 thousand. If you don't want to be restricted by the landlord, you can stay in a hotel with a long package of 30 thousand yuan per month. You can call a car at any time when you travel, and even the driver is included in the long-term rent. Other expenses are calculated by yourself.

I once lived in a high-end serviced apartment in Toronto Financial City for a while. It's like staying in a hotel for a long time. On the whole, I feel good. Aunt cleans the room every day, changes the bedding regularly once a week and throws all the dirty clothes into the laundry room. I can ask for unlimited mineral water every day. The gym is downstairs, and I can swim and massage every day. The hotel's Internet access quality is very good. When on a business trip, the hotel calls to arrange a car ... all kinds of conveniences.

By the way, recently, CICC divided the per capita monthly income of 65.438+04 billion people in China into 654.38+065.438+0 levels, and the number of people in each level is different.

There are 5.46 million people with a monthly income of 0;

There are 215.89 million people with monthly income of 0-500 yuan;

There are 202.03 million people in 800 yuan with a monthly income of 500-500;

There are 654.38+24.04 million people with a monthly income of 80 80- 1000 yuan.

In other words, the monthly income of more than 200 million people is lower than that of 500 yuan, and that of about 550 million people is lower than 1000 yuan. Earlier, a leader said that the monthly income of 600 million people in China was less than 1000 yuan, which seemed accurate.

Monthly income1000-1there are 243.89 million people in 500 yuan;

There are 654.38+72.63 million people with a monthly income of 1500-2000 yuan;

There are 207.35 million people with a monthly income of 2000-3000 yuan;

There are 65,438+56.95 million people with a monthly income of 3,000-5,000 yuan.

From this, it can be calculated that there are1328.24 million people whose monthly income is below 5,000 yuan, accounting for 94.87% of the total population. In other words, if your monthly income exceeds 5,000 yuan, it basically exceeds about 95% of people.

There are 63.28 million people with a monthly income of 5000- 10000 yuan;

There are 7.84 million people whose monthly income is 10000-20000 yuan;

Only 700,000 people earn more than 20,000 a month.

And if your monthly income is 14 or 15, think for yourself. What level is it?

I have mentioned several times before that in China, on the premise of having a house, you have 65,438+0,000 cash on hand (cash in the bank is also cash), so you must be rich. Of course, this amount is only the most basic threshold for the rich; In addition, except in prime locations (like Manhattan, new york), under the premise of owning your own house, after assets and debts are offset, individuals have 3 million cash (also cash in the bank) and families (husband and wife+one child) have more than 6 million cash net assets, so you can realize financial freedom, that is to say, you can live on interest ... Let's stop.

Yes, absolutely, absolutely [yeah]

When technology is underdeveloped, if people have spare money in their hands and hide it in one place, or change it into something more valuable to wait for appreciation. But now when people have spare money, they will deposit it in the bank for the first time. Banks not only have a high safety factor, but also earn extra interest. However, China is developing rapidly. After decades of reform and opening up, people's lives have undergone earth-shaking changes. People are no longer poor; On the contrary, they are getting richer and richer. They have higher requirements for food and other things and have more free time. With some spare money, many people will sit in the bank to protect their capital and interest.

Anything is ok, but you should learn to observe food and eat.