Hotels and credit cards

Can I use a credit card when staying in a hotel?

you can brush it, or you can bring the unionpay standard.

credit card consumption refers to a settlement method in which customers pay by credit card with wealth management account, Peony Smart Card E Times, Peony Smart Card, Peony International Card, Peony Credit Card, Peony Credit Card and various co-branded cards, and the money is deducted from relevant bank cards.

operation guide

1. swipe your card: just provide the cashier with your bank card and enter your password. Online payment needs to go to the bank to open mobile banking or online banking shield.

2. Inquiry: You can conveniently inquire about the details of credit card consumption through online banking and telephone banking. For customers with credit cards and wealth management account cards, some banks also provide you with statements every month, so that you can see the accounting situation at a glance.

Benefits:

1. Credit cards usually earn points.

2. Since the landlord uses credit cards, he must know that credit cards are equivalent to interest-free deferred payment, so he stays in the hotel first and pays after dozens of days. Why not? Just remember to repay the loan on time

3. If it is a luxury hotel, such as several thousand yuan/night, and you don't mind staging, it will better meet your needs

4. Living in a hotel is registered with your real name ID card, so there is no problem that cash consumption can avoid personal information disclosure

As mentioned above, swiping a credit card is not only appropriate, but also better than cash

Hotel joint credit card details!

a joint credit card refers to an agreement reached between a credit card and a commodity distributor, so that the cardholder can enjoy not only the rights and interests of the credit card itself, but also the special preferential treatment of the merchant when spending. And the co-branded credit card that everyone usually talks about the most is the airline co-branded credit card. In fact, hotels also have joint credit cards. Today, I will introduce you to the hotel joint credit card.

since there are few hotel co-branded cards, let me give you a list of hotel co-branded cards issued in China and their exchange ratio.

The value of points referenced in the calculation in the table is:

Yuan Yuan Yuan Yuan Yuan

It seems that if it is not a co-branded card, it is basically necessary to pay an annual fee to exchange hotel points, and the ratio is generally not very good. Then, for cardholders staying in each hotel group, the credit cards are introduced as follows:

Intercontinental: it must be a Pudong IHG gold card, and there is no one.

Starwood: China Merchants Bank Express Platinum Card can be used for World War I, and the latter two cards have a higher threshold. If you already have it, you may wish to try it.

Hilton: It is suggested that the basic conversion ratio of Citi Gift Card has surpassed that of China Merchants Bank Express Platinum Card, and it is equal to that of China Merchants Bank Express Black Gold Card.

shangri-la: if you can afford the annual fee, Minsheng shangri-la luxury platinum card is available. The standard platinum card means little.

in addition, compared with swiping a card to exchange airline tickets, the cost performance of swiping a card to exchange hotels is low without activities. Therefore, it is recommended that you mainly accumulate flight miles, and then redeem hotel points on the premise that the flight miles can meet your needs.

You can swipe your credit card when eating in a hotel. Is it looked down upon by people?

You can swipe your credit card when staying in a hotel. When we check into the hotel, the front desk clerk will tell us whether to pay in cash or by credit card. There is no need to pay a handling fee for swiping a credit card when staying in a hotel, which is the same as wherever you spend money. Only part of the amount except the amount of consumption to be paid is frozen as a deposit. When checking in at the hotel, the staff will first calculate all the room rates, and then freeze the money from the credit card according to the situation. Specifically, you can call the credit card customer service phone for consultation: credit card payment fees related issues. Using credit card to pay hotel deposit is done through credit card pre-authorization. The so-called credit card pre-authorization refers to the transaction that the card issuer or its agent confirms the license freeze amount before the deduction of the special merchant. That is to say, merchants such as hotels can brush a credit card pre-authorization when the cardholder checks in, which will occupy the original credit card limit, and then settle the credit card pre-authorization when the cardholder leaves the store. If the cardholder has other expenses in the hotel and it is confirmed that he wants to pay this expense by credit card, the hotel will deduct a certain amount from the frozen pre-authorization amount according to the actual consumption, and if the amount is not enough, it will be deducted from the credit card limit. The above process is called pre-authorization to complete the transaction.

why do I need a credit card to stay in a hotel?

Credit cards are more convenient and can be pre-authorized. After you check out, they can tidy up the room and finally settle the account.

hotel credit card collection regulations

when a customer takes a credit card to settle the bill at the hotel, the hotel needs to pay a handling fee of .9% of the credit card amount to UnionPay. From the time of swiping the card, the basic process is from the issuing bank-UnionPay-acquiring bank, which takes about 2-3 working days. That is to say, if the customer swipes the card tonight, the money will not reach the hotel account until next Wednesday after deducting the handling fee. I have never heard of the credit card blacklist you mentioned. I have heard of counterfeit and forged credit cards and people with bad personal credit. In the former, as long as the hotel checks the signature, the hotel will not be responsible. The latter, you can't get a credit card directly.

This concludes the introduction about how long the hotel and credit card and the hotel credit card deposit refund will arrive. Did you find the information you need?