Can I claim for the morning renovation of the hotel?

Legal analysis: 1. The insured gives the invoice, detailed list, loss list, driving license and insurance contract of the repair shop to the insurance company;

2. After reaching an agreement with the insurance company, the insurance company shall pay the insurance compensation within ten days;

3. Receive the claim notice and receive the insurance money;

4. If the insurance company refuses to issue a claim notice within two months and fails to make compensation within two months, the insured may also bring a civil lawsuit to the people's court where the insurance company is located or where the vehicle is registered;

5. After receiving the evidence materials of the insured about the insured accident, the insurance company shall issue a list of evidence to the insured and sign and seal it;

6. The insurance company issues a notice of refusal to pay compensation;

7. The applicant may bring a civil lawsuit to the people's court where the insurance company is located or where the vehicle is registered.

Legal basis: Article 16 of the Insurance Law of People's Republic of China (PRC) concludes an insurance contract, and if the insurer makes an inquiry about the subject matter insured or the insured, the applicant shall truthfully inform it.

If the applicant fails to fulfill the obligation of truthful disclosure stipulated in the preceding paragraph intentionally or due to gross negligence, which is enough to affect the insurer's decision to agree to underwrite or increase the premium rate, the insurer has the right to terminate the contract.

If the right to terminate the contract stipulated in the preceding paragraph is not exercised for more than 30 days from the date when the insurer knows the reason for termination, it shall be extinguished. If more than two years have passed since the establishment of the contract, the insurer shall not terminate the contract; In the event of an insured accident, the insurer shall be liable for compensation or payment of insurance benefits.