Do QQ and WeChat have small loans?

"Micro-loan" is a pure online personal micro-credit revolving consumer loan product launched by Tencent Weizhong Bank, the first internet bank in China, for WeChat users and mobile QQ users. 20 15 was launched on mobile QQ in May and on WeChat in September. "Micro-loan" adopts the user invitation system. At present, invited users can see the entrance of "micro-loan" in QQ wallet of mobile phone QQ and WeChat wallet of WeChat, and can get a loan amount of up to 300,000 yuan.

As we all know, micro-lending is an invitation system. In other words, only the white-listed customers invited by the system have the opportunity to open it. However, according to Tencent insiders, according to the following figure, the pass rate will be greatly improved, and customers with quotas can also increase the quota. You can try if you don't believe me. What if it's true?

The following small series will introduce you:

1. Tenpay completes real-name authentication, installs digital certificates, and uses Tenpay to pay credit cards and utilities;

2. Make more use of WeChat payment, Tenpay payment and transfer functions, and make large and small amount transfers with people with good Tencent credit stars;

3. Purchase wealth management products through Tencent platform;

4. Use Tencent to book a taxi and get on the bus on time to confirm the payment;

5, mostly shopping on Tencent platform e-commerce;

Tencent's credit classification index consists of consumption, wealth, safety and compliance; Sesame credit sub-index consists of identity, performance ability, behavior preference, personal relationship and credit record.

The above is the basis for opening small loans. If you want to get a small loan through QQ, you need to complete the following steps:

1.QQ plus about 500 friends, keep about 50 people active every day (including normal chat, transfer money, red envelopes, etc. ).

2. Join some quality groups, around 10, and stay active (quit advertising directly, you know).

3, mobile phone recharge keep using WeChat recharge every month (consistent with your WeChat binding number will increase your stability)

4. Didi Chuxing, shopping in JD.COM, etc. Enter through WeChat (use more third-party services, travel by Didi, and don't have to stand, so you can accumulate credit, and shopping in JD.COM can show your economic ability).

5, financial management to maintain more than 500 per month! (According to your own situation, you are used to financial management, keep 500 yuan above every month, manage your money on WeChat, and save a little every month).

6. Repay the credit card on time through WeChat every month! (You can improve your credit record by binding your credit card with QQ real name.)

Tencent Credit Information also launched a star rating and enjoyed privileged services.

Tencent's credit rating is the lowest half star and the highest seven stars. Users can get a membership card with the value of 198 yuan when they reach the three-star star level, and enjoy various benefits such as discount, deposit-free, late check-out, etc., which provides tangible benefits for credit members; Of course, it also provides strong traffic support for merchants. Sesame Credit's "credit residence" only has a deposit-free service.

QQ membership system has a clear and practical hierarchy, and Tencent's credit rating comes down in one continuous line with QQ members. I believe that the next stage of game privileges and disguised privileges will gradually be included in Tencent's credit rating. It is only a matter of time before we can get through Tencent's credit rating stars and QQ members and realize the comprehensive upgrade of Tencent's membership system.

Sesame Credit, Central Bank Credit Information Center, Qianhai Credit Information, do you have the precipitation and accumulation of QQ membership system?

In short, Tencent Credit opened Tencent's application platform, providing users with privileges similar to QQ membership, stimulating and promoting various business segments, and bringing traffic to external businesses. It's really high, kill all the credit information!