Can CCB approve the loan in installments?

First, it is not easy to pass the approval of CCB by stages, because the requirements for users' credit scores are higher. At present, it is known that three types of customers can apply for CCB installment, such as CCB mortgage customers, CCB credit card customers and CCB provident fund customers, but even these three types of customers must have good credit to pass the examination and approval, so the current CCB installment pass rate is not high.

Second, CCB will handle the sideline process in stages:

1. Qualified to apply for installment payment of CCB;

2. Bring valid personal identity documents, credit cards and financial certificates to any outlet of CCB;

3. Fill in the "Application Form for Longka Staging Service of China Construction Bank" at the outlet, including the loan amount and the number of installments;

4. Authorize CCB to inquire about credit information;

5. Visit by phone smoothly;

6. The bank has passed the examination and approval, and notify the applicant by phone or SMS.

Third, because it is handled at the counter of bank outlets, it has to go through multiple review processes, so the processing speed will not be too fast, and it usually takes one week. CCB Installment Pass is a credit card installment product recently launched by China Construction Bank, which can be used for transportation, distribution, burial, etc. in diversified consumer credit scenarios that the credit card fixed amount cannot meet and the current market installment products cannot cover. The installment plan of China Construction Bank has the characteristics of "convenient application, exclusive quota, wide use and easy repayment". CCB can only swipe its card on the special POS machine installed by the cooperative merchants designated by CCB. It mainly includes consumer businesses such as department stores, building materials and homes, high-star hotels and high-end restaurants. , and is suitable for large-scale durable consumer goods, weddings, childcare, settlement (rental, property, heating costs, etc. ), pay taxes (vehicle purchase tax, etc. ) and healthy consumption.

Extended data:

Ccb installment is the credit line granted by the bank to users. Users can spend money by swiping their cards at designated merchants, such as purchasing large durable consumer goods, maternal and child products, home installation, health care products, etc., but the use of cash withdrawal, transfer and online payment is restricted. After using the credit line, users can return the principal and the handling fee of 0.5% of the total installment amount on the monthly billing date.

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