The difference between commercial housing and apartment.

among the current commercial real estate investments, apartments are one of the most popular real estate investment projects. In many people's fixed thinking, apartments are commercial and residential buildings. In fact, they are not exactly the same but different. What are the specific differences? Let's take a look at it with Xiaobian.

1. Conceptual differences

Generally speaking, apartments refer to ordinary apartments, serviced apartments and commercial apartments, while commercial apartments refer to commercial apartments and serviced apartments. Therefore, apartments cover a wider range, and also include commercial housing.

2. There are differences in land use years

Apartment houses include ordinary apartments and commercial houses, but there is no difference between the land use nature of ordinary apartments and residential buildings, and they are all 7-year property rights. The land used for commercial housing belongs to commercial land, and its land use life is generally 4 to 5 years.

3. The cost of living is different

Like residential buildings, water and electricity charges are also civil. Commercial housing can be used for both office and residence, so it generally charges utilities according to commercial standards, and the cost will be much higher than that of ordinary apartments. There is also a commercial and residential building, because it is a hardcover house, so the property fee will be higher than that of ordinary houses, and cooking is generally not allowed in the house. Eating three meals a day in a restaurant outside is also a big expense.

4. Different policies to enjoy

Ordinary apartments will be marked with "complete apartments" in the real estate license, and they can enjoy the settlement policy and the education allocation index of school districts like ordinary apartments. When buying a house, they can also enjoy the same loan policy as ordinary apartment buildings, such as the same down payment ratio and preferential deed tax collection. Commercial and residential buildings cannot enjoy these policies.

Post-editing summary: The above is the answer to the relevant content of "the difference between commercial housing and apartment", hoping to bring some inspiration to friends who want to know. In fact, in addition to apartments, including ordinary apartments, other aspects are no different from commercial housing.