Can Ctrip insurance premium be refunded?

Hello! Thank you for your attention to Ctrip.com! Because it is the rush hour and the order volume is large, orders that choose not to buy insurance or gift cards will enter the order queue. If you don't need insurance, you can choose to buy Ctrip Anyou gift card, and you can pay for prepaid hotel, mysterious hotel, free travel package (machine+wine, scenery+wine), travel, prepaid tickets and other products ~ Your order has been invoiced and insured, and you can't surrender it ~

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.