Speech at the symposium of government, banks and enterprises

Strengthening the cooperation between government, banks and enterprises is conducive to realizing the benign interaction between economy and finance, promoting the adjustment of economic structure and the transformation of economic development mode, enhancing the vitality of economic development, and giving full play to the role of finance in supporting sustained and healthy economic and social development. The following is my speech at the symposium of government, banks and enterprises for your reference only.

Speech at the symposium of government, banks and enterprises Dear leaders, distinguished guests, comrades and friends,

In this beautiful season full of hope, the Central Branch of the People's Bank of China and the People's Government of * * * * jointly sponsored it? Government-bank-enterprise financing matchmaking meeting? It will be held in our county, which is an effective way to actively explore exchanges and cooperation between government, banks and enterprises, and is also a major event and a happy event to unite the wisdom and strength of all parties and promote local economic and social development. Here, on behalf of the four major teams of the county and the people of all ethnic groups in the county, I would like to express my warm welcome and heartfelt thanks to all the leaders and guests who came to attend the meeting in spite of their busy schedules! To all the friends who care about and support the reform and development of * * *, and to all the comrades who have worked hard for the economic construction of our county, I would like to express my high respect and sincere greetings!

In recent years, under the correct leadership of the higher party committees and governments, our county has always adhered to the theme of development and the main line of economic transformation, focusing on projects, investment and investment, and the county has formed? Devote oneself to development, concentrate on construction, build a nest to attract phoenix and promote the economy? Strong synergy. The convening of this meeting not only provides a good opportunity for local and financial departments to learn from each other and strengthen exchanges, but also builds a platform for the government, banks and enterprises to enhance communication and cooperation, which will certainly make positive contributions to alleviating the financing difficulties of small and medium-sized enterprises in our county, play an important role in expanding credit supply and docking projects, and will certainly add strong development momentum to accelerate the economic development of our county.

We will take this meeting as an opportunity to further promote exchanges and cooperation between government, banks and enterprises in a wider field, a wider scope and a deeper level, realize resource sharing and complementary advantages, and form a good situation of coordinated economic and financial development.

I propose a toast to the complete success of the government-bank-enterprise financing matchmaking meeting, to our sincere cooperation and common development, and to the health and smooth work of the leaders and guests. Cheers!

Speech at the symposium of government, banks and enterprises Part II Distinguished guests and friends:

In the beautiful season when peach blossoms are in full bloom and hope to spread, friends from the financial circles have taken the trouble to rush to our town to carry out the docking work between government, banks and enterprises, and input financial blood for the economic development of Yangzhong Town. Here, on behalf of the party Committee, government and 34,000 people in XX town, I would like to extend my warm welcome and heartfelt thanks to the financial circles and entrepreneurs who have long supported the development of China and foreign countries!

XX Town is located in the west of XX District, XX City, with the provincial highway XX running through the territory, with a land area of 153.3 square kilometers, governing 33 administrative villages and a population of XXX million. XX has a long history, profound cultural background and rich resources. XX is in Xixiang, okay? And then what? XX back garden? The reputation of. In recent years, our town has vigorously promoted it? A drop of water wears away the stone, one person earns ten, and strives to go first? Mindong spirit. We have fully implemented the principles and policies of the district committee and the district government on the socio-economic development of villages and towns, and realized the steady and rapid economic development of our town.

Finance is the blood of modern economy. The development of XX needs the down-to-earth and hard work of the people of the whole town, as well as suggestions from enterprises and firm support and cooperation from the financial sector. Investment-driven is the biggest engine for XX to accelerate its development. We will take optimizing the financial environment and building a good cooperative relationship between government, banks and enterprises as an important task, vigorously support the development of the financial services industry, and strive to create the best and safest financial ecological environment. Create conditions for the cooperation between banks and enterprises, build a platform, promote the benign interaction of financial markets, and build a platform for foreign economic and social development.

Win-win cooperation is the common aspiration of foreign governments, banks, enterprises and people. We firmly believe that with our joint efforts, our cooperation will surely bear fruitful fruits, release the great energy of * * * to win development, and write a more brilliant tomorrow for XX.

Finally, I wish you good health, smooth work and happy family. I wish this seminar a complete success!

Speech at the forum of government, banks and enterprises. Business leaders and colleagues:

Hello everyone!

My name is Zhan Jianguo, and I am the general manager of Wan Rui Hotel and Tussauds Hotel. I am honored to have the opportunity to talk with you today. On behalf of all my business colleagues present here, I would like to thank the Municipal Party Committee and the Postal Savings Bank for convening this year-end symposium on bank-enterprise cooperation. As we all know, the cooperation between enterprises and banks is a natural twin, a growth body and a benefit body. The development of enterprises can not be separated from the support of banks, and the survival and development of banks can not be separated from the support of enterprises and local economy. At present, due to the low integrity of enterprises, banks can't release money, and enterprises lack funds and loans, which leads to the existence of banks and enterprises? Is it difficult to borrow money? 、? Difficult to borrow money? problem In recent years, I have made some achievements in the process of starting a business, which is inseparable from the strong support of the government and banks. Below, I will talk about my views and feelings about the cooperation between banks and enterprises in recent years.

First, we must adhere to mutual benefit and win-win results and grasp the similarity of cooperation.

Any cooperation must be based on the same goal. Under the condition of market economy, both banks and enterprises are? Self-financing, at your own risk? Independent economic entities should pay attention to economic benefits. With the continuous improvement of China's economic and financial policies, whether banks lend money is an independent business behavior of banks, and whether enterprises can borrow money is the business result of enterprises and also the behavior of enterprises. The cooperation between banks and enterprises needs the joint efforts of banks and enterprises. Both banks and enterprises should clarify their respective responsibilities, understand and support each other, and strive to build a new type of bank-enterprise relationship with sincere cooperation, benign interaction, mutual benefit and common development. On the one hand, banks and enterprises should be equal, mutually beneficial and interdependent, banks should take service enterprises as the center, and enterprises should also take supporting the development of banks as an important duty, meet their respective business requirements through the supply and demand of credit funds, and gain benefits together; On the other hand, we should abide by our credit, earnestly perform the contract, cooperate sincerely and support each other. Only in this way can both banks and enterprises achieve common development on the basis of consistent interests and achieve a win-win situation for both banks and enterprises.

The second is to implement interactive docking and find the breakthrough point of cooperation.

To achieve mutual benefit and win-win, enterprises and banks must find the breakthrough point of benign interaction, that is, through the cooperation between the two sides, gradually establish a new and broader relationship between banks and enterprises, and realize the common development and prosperity of * * *. First, information should be exchanged. Banks should go deep into enterprises to carry out investigation and research and guide enterprises to make good use of financial support policies. Enterprises should take the initiative to make good contact with banks, make full use of various platforms or media, take the initiative to contact banks, exchange information, invite banks to inspect their operations, enhance their confidence in investment and loans, and strive for the support of banks to the maximum extent. Secondly, work should be interactive. Banks should correctly handle the relationship between deposits and loans and overcome it? Zero risk? Credit awareness, change ideas, actively explore the customer market, and increase credit support for superior customers; It is necessary to establish a working mechanism conducive to increasing credit supply and actively help solve the effective capital needs of enterprises. Enterprises should actively accept the investigation, evaluation and supervision of banks on the use of funds, so that banks can safely and boldly lend funds to enterprises.

Third, realize * * * co-construction and * * sharing, and grasp the key points of cooperation.

Grasping the key points of cooperation is to grasp the weak links, focus on solving the problem of poor credit and enjoy a good financial environment. First, we should pay attention to improving the integrity of enterprises. Financing from banks is faster than attracting investment, and banks are our biggest customers. The key is to establish enterprise credit. Credit is the business card of an enterprise. As an enterprise, only by stressing honesty can we win customers, support and development. Enterprises should change? Is it reasonable to owe a loan but not a loss? 、? Not for nothing, for nothing? Wrong ideas, establish honesty first.

First of all, honesty is the concept of productivity and competitiveness. Loans to banks should be used in strict accordance with regulations, consciously accept bank supervision, repay principal and interest on time, and win the trust of banks.

Second, we should pay attention to improving the credit reliability of enterprises. In accordance with the requirements of market economy, enterprises should improve corporate governance structure, strictly implement financial accounting system, establish and improve internal financing management mechanism, correctly handle the loan relationship, and overcome the phenomenon of irregular management and arbitrary business decisions; Relevant financial affairs should be transparent, and confused accounts or pocket accounts should not be made.

Third, we must enhance our profitability. Enterprises should pay attention to the adjustment of product structure, strive to innovate, develop new products with market competitiveness, effectively enhance profitability, and enhance the confidence of financial institutions in the investment of corporate credit funds.

The purpose of the symposium between the Municipal Party Committee and the Postal Savings Bank is to strengthen the information exchange between banks and enterprises through this platform, deepen mutual understanding and trust, and let enterprises have good projects supported by banks through the cooperation between banks and enterprises, so as to promote the development of enterprises and promote regional economic and financial development. At the same time, we can get a lot of useful help through this exchange and study opportunity, and we also hope that professionals in the bank can give us necessary guidance in all aspects. We are willing to establish an eternal long-term cooperative partnership with the Postal Savings Bank to achieve mutual benefit and win-win between banks and enterprises and make new and greater contributions to the economic and social development of Zhongwei!

Thank you!