I applied for an Alipay card at China Construction Bank but don’t know how to use it.

CCB’s Alipay cartoon is a dark blue ordinary bank savings card with the Alipay pattern printed on it.

The advantage of using a cartoon is that you can recharge your Alipay account and pay directly for shopping without opening online banking. You only need a password, the cartoon password, to complete the payment.

You can go to China Construction Bank to apply for such an Alipay cartoon card. When you apply, it will be stated that it is used on Taobao. For this cartoon card, bank staff will apply for you as required, and usually you will be bound to it. Your Alipay account is just an email number, you have to provide it to them. Finally, save some money in it so that you can buy things directly after you go back.

After you have the card, you go to Taobao and they will ask you to apply for an Alipay account. You can apply normally. After that, you can log in to your Taobao account and bind the cartoon and Alipay accounts, so that when you pay in the future, you can freely choose whether to pay with the balance in your Alipay account or pay with the cartoon. Of course, you can also check the card balance directly, or use the card to recharge your Alipay account, all of which do not require logging into the CCB website.

If you want the card to have real online banking functions at the same time, which means you can log in to the CCB page to operate some functions, such as transferring money to others, buying air tickets, booking hotels, etc., you need to apply for a card When you apply for another business, such as online banking, you can explain it when you apply for the card and fill in the corresponding form. After that, you will spend money, probably 32 yuan now (I don’t know if some places waive it, the original price is 64), to buy a USB-shaped hard encryption thing called an E-pass. This is specially made for the safety of your online electronic banking. After you buy it, the driver is installed inside. If you install it yourself, an electronic certificate will be issued to you, and you will also need to set a password for the USB shield. After that, your Alipay cartoon card will become a truly full-featured bank card, with all the functions of online payment, including Taobao shopping.