Have you avoided all five ways to circle money?

Have you avoided all five kinds of money-circling routines?

The first pit: prepaid recharge

How about "a big reward for the opening of a new store, 2% discount for recharging 1,, 5% discount for recharging 5,, and 1, for fracturing ..."? Does it sound familiar? Yes, this pit is: prepaid recharge. Among the top ten consumer rights protection hotspots of China Consumers Association in 217 and 218, the complaints of prepaid recharge have been in the top five for a long time, especially in beauty salons and gyms.

The second pit: consumer loan

In March p>219, Suzhou Lezhan Apartment, which was broken due to the "rent loan" capital chain, was acquired by Bee Village Network Technology Company; In July 219, the capital chain of Nanjing Yuheng Apartment was broken; In August 219, Lejia Apartment collapsed. In October 219, a large number of Web English stores were closed, employees were dismissed, students' tuition fees could not be refunded, and rumors of "running away" and "bankruptcy" were rampant.

If the gym simply prepays the stored value, consumers can bite their teeth even if they can't recover their losses, as a lesson. However, people who spend money on loans really want to cry: not only do they miss classes, they don't have a house to live in, they don't have money to refund, but they also have to repay the loans on time. If you are unable to repay the loan, it will not only affect the credit record, but also encounter violent collection, which is even more difficult.

The third pit: stir-frying shoes, stir-frying blind boxes and stir-frying Lo skirts

In July p>219, a post-9 s boy named Liu Biscuit entered the field of stir-frying shoes and ran away for "stir-frying shoes". In September 219, the highest premium of blind boxes was nearly 4 times, and xx spent 7, yuan a year on buying blind boxes. In October 219, the price of LO skirt rose from 1 yuan to 3, yuan, which was more terrible than the profit of "frying shoes" ...

The fourth pit: the concept of air currency and blockchain

The first run in 219: the digital wallet MoreToken "ran away" with more than one billion investors' funds before the Spring Festival. On June 1, 219, the cryptocurrency wealth management wallet project TokenStore in official website could not access the APP wallet and could not be used. Billions of dollars "into thin air". In September 219, the Walden Blockdog, which mainly focuses on blockchain pets, completely collapsed. The platform circled 23 billion yuan and ran away.

the fifth pit: the bank also stepped on the thunder

In June p>219, China Merchants Bank sold the "Qian Duan" APP on a commission basis, and paid 1.4 billion yuan overdue. China Merchants Bank, known as the "king of retail", always feels safe and steady. But everyone didn't expect that such a "low-yield" investment product, which was promoted and endorsed by China Merchants Bank, was even less than 6%.

In fact, since 216, advertisements have been hung in the lobby of China Merchants Bank, and staff members have made great efforts to promote it with performance tasks, and even helped customers download software by hand. Investors think that what they buy is the wealth management of China Merchants Bank, and even if they don't break even, they won't lose too much, right? But they didn't expect that the Qian Duan they registered and used was actually a P2P platform. It's nothing new that P2P runs and thunders. Up to now, China Merchants Bank and Qian Duan are still pushing each other, and all the investment projects have been postponed, and it is impossible to specify the repayment period. The overdue amount has reached 1.4 billion yuan, involving 9, people.