You should know this information before buying a serviced apartment.

It has independent property rights and is equipped with comprehensive apartment properties such as kitchen and bathroom. The whole building provides hotel-style commercial services, cleaning services, property services and leasing services. Hotel-style apartment not only absorbs the service function and management mode of star-rated hotels, but also absorbs the characteristics of office buildings in the information age. With good communication conditions, it can provide secretarial, information, translation and other business services. Investors can use it for self-occupation just like buying ordinary houses, or rent it to a building in the form of a hotel to get a return on investment.

Hotel-style apartment provides "hotel-style service and apartment-style management". It is a pure service-style apartment, which only provides services without any hotel operation and is mostly used for investment.

The difference between serviced apartments and ordinary houses

1, unlimited purchase

Serviced apartments are generally not limited to loans or purchases. At present, the policy of restricting purchases and loans issued by the state is aimed at housing, while serviced apartments are non-residential. One more word, the treatment will be different. This is especially welcomed by foreign investors.

2, different property rights.

Generally speaking, the term of property rights of serviced apartments is 40 years, while the term of land for ordinary houses is 70 years, so before buying, it is necessary to know whether the land is commercial or residential, and the difference between them is nearly half.

3. The living expenses are different.

Many serviced apartments have no gas and can only use electricity, which is not suitable for ordinary people. Secondly, most serviced apartments (of course, not all) collect their water, electricity and coal according to the commercial nature, which is much higher than that of ordinary people. In addition, the property cost of serviced apartments is generally higher than that of ordinary houses.

4. The down payment amount is different from the loan policy.

Buying a serviced apartment is not limited to loans. If you get a loan, you can pay 50% down payment and 50% loan. At the same time, the longest loan period for serviced apartments is 10 year, and the longest loan period for residential buildings is 30 years.

The nature of house and land is different.

A serviced apartment is actually a commercial and residential dual-use room. But the nature of land is commercial, not residential; Ordinary housing is usually called commercial housing, and the nature of land is residential land. In property rights transactions, due to the different nature of land, there will be differences in taxes and fees.

Matters needing attention in purchasing serviced apartments

1, serviced apartments cannot use provident fund loans.

Because the provident fund loan is aimed at housing, as a non-residential hotel apartment, you can't enjoy the interest rate concessions brought by the provident fund loan.

2. Serviced apartments can't be settled.

Because it doesn't belong to a house, of course, it can't be settled as a house. If you can't settle down, don't talk about not going to school.

3. There is no mandatory standard for the effective sunshine time of serviced apartments.

The state has requirements for the effective sunshine time of houses, and the effective sunshine time should not be less than 2 hours in 24 hours, but there is no such requirement for serviced apartments, so you should pay attention to this problem yourself when buying serviced apartments.

The utilities of serviced apartments are relatively more expensive than ordinary houses.

Because the water and electricity for residential use is civil, and the serviced apartment is commercial, which is about 20-30% more expensive. Of course, compared with the current housing price in Hangzhou, the difference between water and electricity seems negligible.

5, serviced apartments are not allowed to have independent bathrooms, gas pipelines are not allowed.

Seeing this, many people will say, no, obviously everyone has a bathroom. I'm talking about regulations, but many developers have circumvented these regulations in various ways when dealing with them. For example, there is no plan for the bathroom, or a boiled water room is planned first, and then it is transformed into a bathroom after completion and acceptance.