How many types of apartments are there?

Residential apartment, 70-year property right, small apartment area, 30-60 square meters; Fine decoration delivery standard, you can carry a bag to stay. The supporting facilities are perfect, the property management provides additional quality services higher than ordinary houses, and the sales price is generally higher than the overall level of the region.

2. Commercial and residential apartments:

Business apartment, 40-year property right, is generally located in the core area and business center of the city. It can live and work, and has the function of an office building. In some cities, companies can be registered. The price is lower than that of the office building, the down payment is as low as 20%, and the mortgage is 20-30 years. Property rights are business apartments, not pure office buildings.

3. Serviced apartments:

Business apartment, with 40-year property rights, is relatively small in area, with the main apartment type of less than 90 square meters, high in decoration grade, mostly located in the downtown area of the city and around the business circle, with convenient transportation. Generally speaking, it is mainly rented, not sold, and operated by property rights. Most of them employ internationally renowned brand property management companies, and professional hotel management groups provide professional, meticulous and scientific hotel-style services, so property management fees are also high.

What is the difference between an apartment and a house?

1, different lighting conditions:

From the point of view of living, if the property buyers buy an apartment to live in, because most apartments are not very good in lighting and permeability, even some commercial apartments have no windows in the bathroom and kitchen, and the balcony is also an inner balcony. However, according to the "Code for Design of Residential Buildings", houses must meet the sunshine, lighting and other related conditions, so most of the current houses are bright and clean, and the lighting conditions will be much better than those of commercial apartments.

2, water and electricity charges are different:

According to the commercial water and electricity charges, because apartments belong to commercial land and ordinary houses belong to civil houses, the water and electricity charges are charged according to the standards of civil water and electricity. In the long run, residential public facilities will save half as much as commercial apartments.

3. Interest rate and down payment are different:

If property buyers intend to buy a house with a loan, they should pay attention. When buying a commercial apartment with a loan, the down payment ratio and loan interest rate that buyers need to pay are different from those of ordinary houses. Commercial apartments need to be handled in accordance with the provisions of commercial housing. The down payment ratio of the first suite is generally not less than 40%, and the loan interest rate will be relatively high. If you buy a house with a loan, the down payment ratio is usually not less than 35%, but it will be different according to regional differences.

4. Different households:

Generally speaking, in commercial Gao Yu, the area of each house is relatively small, so there are more households living on each floor, usually one floor 10-20 households. Many households are face to face, and their privacy is not guaranteed. Ordinary houses are generally four or five households with two ladders, or two households with one ladder. From the aspects of the number of households and supporting occupancy rate, ordinary houses are more suitable for living.

5. Tax payment:

In the process of buying a house, buyers need to pay taxes, whether they buy ordinary houses or commercial apartments, and the taxes paid by apartments and houses are different. The former will bear more tax expenses than the latter. Take individual tax as an example. If you meet the family's only house at the same time and the purchase time is more than 5 years, you can avoid paying individual tax, but if it is an apartment, you have to pay tax anyway.