Traditional Culture Encyclopedia - Hotel reservation - How long does it take to return the credit card pre-authorization
How long does it take to return the credit card pre-authorization
Legal basis: Measures for the Administration of Credit Card Business
Article 3 The term "credit card" as mentioned in these Measures refers to the credit payment instruments issued by commercial banks in People's Republic of China (PRC) (including foreign-funded banks and Sino-foreign joint venture banks, hereinafter referred to as commercial banks) to individuals and units.
Credit card has the functions of transfer settlement, cash deposit and withdrawal, consumer credit and so on.
Article 4 Credit cards are divided into unit cards and personal cards according to users. According to the credit rating, it is divided into gold card and ordinary card; Divided into RMB cards and foreign currency cards by currency; According to the carrier material, it is divided into magnetic stripe card and smart card (hereinafter referred to as ic card).
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