Traditional Culture Encyclopedia - Hotel reservation - How to repay the monthly payment of the US Mission in installments?

How to repay the monthly payment of the US Mission in installments?

Specific method

1. After opening the Meituan application, select My Options at the bottom right.

2. After entering, select the icon of Meituan Monthly Donation.

3. After clicking, select the installment repayment option.

4. After that, select the number of periods and click the confirmation number below.

5. After that, select the number of periods and click the confirmation number below.

Operating environment:

Demo mobile phone: iphone 1 1

System version: iOS 14.0. 1

Software version: 1 1.2.202

Precautions:

1. It can only be operated in stages from the billing date to the final repayment date. There is no staging button at ordinary times.

2. What is the monthly salary of the US Mission?

Meituan Monthly Payment is a credit payment product of Meituan Finance. Users who open Meituan Monthly Payment can use the credit line granted by Meituan Monthly Payment to complete the payment when spending in Meituan App, whether it is a group meal, ordering takeout, staying in a hotel, traveling, cycling, taking a taxi or buying food, and then make a unified repayment on the 8th of the following month, with the longest interest-free period of 38 days. According to the official data of Meituan, as a consumer financial tool, Meituan monthly subscription has an obvious driving effect on local life consumption: after users started Meituan monthly subscription, the average order volume of local life consumption such as catering, leisure and entertainment increased by over 20%, and the average transaction amount increased by over 15%. If consumers want to use Meituan's monthly subscription, they can apply for opening it through the "wallet" entrance in Meituan App and click "Monthly subscription". After opening, if you don't want to use it, you can close it at any time in Meituan App.

Meituan can't pay the credit report every month, which will not affect the user's credit report. However, when applying for the monthly payment of Meituan, you need to click to agree with Meituan's monthly credit payment contract and Meituan's financial privacy policy. The credit line is determined by the service provider according to the borrower's comprehensive credit, the usage record of Meituan, personal debt ratio and other factors.

3. After using the monthly payment of Meituan, you can repay on time within the repayment period, without interest and handling fee. If you choose installment repayment or deferred repayment, you need to pay a certain handling fee, while if you choose the minimum repayment service, you need to pay interest, and overdue repayment needs to pay overdue interest.

4. It should be noted that clicking on the payment policy and privacy policy agreed above will give the other party credit to obtain your personal information. With regard to information collection, it is stated in the contract that you agree and authorize the service provider and/or Meituan to collect your information, including but not limited to: credit information, personal identity information, telephone number, contact information, identity authentication information of third-party payment institutions, personal property information, personal administrative information, personal judicial information and user information.

5. Development history

Meituan Monthly Payment is a credit payment financial service launched by Meituan, which was officially launched in May 2020. Individual customers can realize the credit payment service of "spend it this month and pay it back next month" after the monthly payment by Meituan, but they will charge a penalty interest on a daily basis after the deadline, which will be reflected in their personal credit report.

6. Application platform

This service is mainly used in Meituan, Meituan Takeaway, Meituan Shopping, Meituan Bicycle and other apps.

When Meituan takeaway members provide "enjoy first and pay later" service, they also provide Meituan monthly payment to realize payment after service. Meituan's customer service said that users can enjoy the exclusive membership rights of Meituan in 0 yuan first, and pay at a preferential rate after the expiration of the membership, and the monthly subscription of Meituan cannot be closed during the validity period of the membership.

7. Debate

202 1, 1, a user of Meituan revealed that he had been unwittingly taken out by Meituan and provided with the financial service of "Meituan Monthly Payment", and had owed more than RMB 100. At the same time, she questioned the US Mission. She didn't apply, didn't have real-name authentication, and didn't bind a bank card, but why can she successfully open such a loan-like service? With the exposure of the incident, many netizens also found that they were inexplicably offered a monthly subscription by the US Mission after using services such as bicycles and taxis. The US Mission was also pushed to the forefront and was accused by netizens of "eating ugly".