The difference between residential and business apartments

The difference between residential and business apartments:

1, years of property rights

Apartments can be roughly divided into three types, namely ordinary apartments, business apartments and serviced apartments. Among them, the common apartment land is residential land, and the property right is 70 years; The land for business apartments is comprehensive, and the property right is forty or fifty years. The land for serviced apartments is commercial land, and the property right is 40 years. But the nature of ordinary residential land is residential land, and the property right is 70 years.

2. Housing loan

Apartments are not ordinary houses, and they are generally not limited to purchase. If you buy an ordinary house, there are usually many restrictions, such as the need to submit social security or tax payment certificates.

3. Settlement requirements

To buy an ordinary house, except for some cities with special regulations, you can generally settle down as long as the housing area or total price reaches the standard or you meet the local regulations. But the apartment can't be settled, and it can only be settled in an ordinary apartment with 70 years of property rights.

4. Payment standard

40-or 50-year-old apartments are not allowed to use open flames, and there is no gas supply. They can only use induction cookers for cooking and electricity and water for business, so the cost of living is high and the property fee is relatively expensive, generally more than 4 yuan per square meter. Ordinary houses are people's water and electricity, and property fees are relatively cheap.

5. Huxing design

Huxing area is relatively small, there is no obvious functional division, mostly finely decorated houses. Ordinary residential buildings have moderate construction area and obvious functional zoning, which conforms to the residential design code.

6. Number of families

Due to the small area of each apartment, there are many households living on each floor, usually more than 10 households on the first floor, and many households face each other, so privacy cannot be guaranteed. Ordinary houses are generally four or five households with two ladders, or two households with one ladder.

7. Pay taxes

The taxes and fees paid by apartments and houses are different. The former bears more taxes and fees than the latter. Take a tax as an example. If the only house in the family is satisfied at the same time and the purchase time is more than five years, it will be exempted from tax. But if it's an apartment, you have to pay a tax under any circumstances.

8, lighting conditions

Some business apartments have no windows in bathrooms and kitchens, and the balconies are also inner balconies, so the lighting conditions are not very good. According to the Code for Design of Residential Buildings, residential buildings must meet the sunshine, lighting and other related conditions. So most of the houses now are bright kitchens and bathrooms, and the lighting conditions are naturally much better than apartments.

9, function use

Generally speaking, apartments have not only the nature of living, but also the nature of business office. Many small enterprises choose to work in apartments, soho, loft and other commercial and residential buildings, with relatively low investment in office buildings, and houses can not be used for business offices in name, nor can they register companies.

Extended data:

There are relatively many taxes and fees for second-hand transactions in business apartments, and the value-added tax is 5% of the difference; Deed tax 3%; The individual tax is 1.5%. The main difference is that there is a greater difference between land value-added tax and stamp duty of 0. 1%. The appreciation of apartments seems to be relatively high, but in the process of second-hand housing transactions, after deducting all taxes and fees, the value-added income will be less.

Although the total price of business apartments is relatively low, the rental return rate is relatively high, which is not affected by restrictions on purchases and loans. However, there are also some shortcomings. The down payment is 50%, and the loan only takes 10 years.

Baidu encyclopedia-residential

Baidu encyclopedia-business apartment